Business Analyst (Payments)

Position: Business Analyst(Banking and Payments) Location: Jersey city, NJ*** Hybrid*** Duration: 1 Years Job Description We are seeking an experienced Business Analyst with 10+ years of overall IT experience to join our team in Edison, NJ . The ideal candidate should possess strong expertise in Banking and Payments with hands‑on experience in payment modernization, ISO 20022 migration , and AI‑driven business analysis initiatives. This is an onsite opportunity requiring a Face‑to‑Face interview . Required Skills & Experience 10+ years of experience as a Business Analyst in the IT industry. Strong domain knowledge of Banking and Payment Systems . Hands‑on Experience With FED Payments CHIPS ACH RTP (Real‑Time Payments) SWIFT CBPR+ Strong experience in ISO 20022 Migration projects. Expertise In MT To MX Conversion, Including MT103 pacs.008 MT202/MT202COV pacs.009 Experience gathering business requirements, creating User Stories , acceptance criteria, and maintaining product backlogs. Strong Working Knowledge Of Agile/Scrum Jira Confluence Experience working with Generative AI (GenAI) tools and AI‑assisted business analysis. Excellent stakeholder management, communication, and documentation skills. Ability to collaborate with cross‑functional teams, including business users, architects, developers, and QA teams. Responsibilities Gather, analyze, and document business and functional requirements. Work closely with business stakeholders to define payment modernization requirements. Lead requirement workshops and create detailed user stories and process flows. Support ISO 20022/CBPR+ migration initiatives and payment transformation projects. Analyze SWIFT MT to MX message conversion requirements and ensure compliance. Collaborate with development and QA teams throughout the SDLC. Manage project artifacts using Jira and Confluence . Leverage GenAI tools to improve requirement analysis, documentation, and productivity. Participate in Agile ceremonies including Sprint Planning, Daily Stand‑ups, Reviews, and Retrospectives. Preferred Qualifications Experience with large financial institutions or banking clients. Prior experience in payment transformation or financial messaging modernization projects. Strong analytical, problem‑solving, and communication skills. #J-18808-Ljbffr