Product Risk and Compliance- Expansion Senior Manager

Overview Wise is a global technology company, building the best way to move and manage the world’s money. Min fees. Max ease. Full speed. Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their lives easier and save them money. As part of our team, you will be helping us create an entirely new network for the world's money. For everyone, everywhere. Job Description We are seeking a highly experienced and hands-on Senior Product Compliance and Risk Manager to support a rapidly expanding product in North America. This role is responsible for ensuring Wise\'s US and Canada Regulatory Compliance program is best-in-class, meeting all regulatory obligations, effectively managing regulatory compliance risk, and scaling to enable continued growth. The ideal candidate will be an expert in payment and/or cross border payments and possess proven experience in evaluating and implementing applicable controls. This is a unique opportunity to directly impact Wise’s mission, whilst developing your skills in a fast-paced environment. You will cut through complexity to make high-stakes decisions, build momentum across multiple teams, and coach others to deliver exceptional results. Responsibilities Collaborate with product managers and engineers to develop new products and features for North America, and ensure an effective risk assessment considering all regulatory compliance risks are adequately reviewed and assessed prior to launch. Demonstrate expertise with either state money transmission licensing requirements related to Permissible Investments, Regulatory Reporting; or Consumer Compliance Regulations (e.g., Regulation E, UDAAP, California Consumer Protection Act), Privacy (GLBA), and applicable state privacy and consumer protection regulations. Fully implement and manage a bank partner engagement program, developing key metrics to communicate the health and effectiveness of the Consumer Compliance Program. Support the closure of regulatory compliance issues by building new controls or enhancing existing ones. Proactively identify ways to improve controls, reduce unnecessary customer friction, and enable continued growth. Execute quarterly regulatory compliance risk assessment, and present the results to relevant regional and global Risk Committees. Develop and enhance Key Risk Indicators (KRIs) to provide senior management with a snapshot of the health of the Regulatory Compliance Program. Qualifications Minimum 5-7 years of experience in regulatory compliance, with a focus on implementing and enhancing controls. Experience collaborating with product and engineering teams to develop regulatory compliance controls that consider the customer’s journey. Strong ability to analyze and interpret complex regulatory frameworks and explain them clearly to stakeholders. Problem-solver who uses regulations and data to drive business decisions. Experience working across cross-border payments, with specific experience in the US and Canadian markets. Strong data analytics skills and use them to develop/inform Key Risk Indicators to articulate the health of the consumer compliance program. Willingness to travel to Wise offices located across different countries. Legally authorized to work in the US. Additional Information For everyone, everywhere. We''re people building money without borders — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive. We''re proud to have a truly international team, and we celebrate our differences. Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers. If you want to find out more about what it''s like to work at Wise visit Wise.Jobs. Keep up to date with life at Wise by following us on LinkedIn and Instagram. #J-18808-Ljbffr Wise