Actuarial Associate (Charlotte, NC (Hybrid) or Remote)

Where you’ll work:Our flexible, hybrid work model offers the option to work remotely or in the office. How you’ll contribute:As an Actuarial Associate on the Pricing team, you’ll be responsible for assisting rate setting, new business reporting, modeling, and analysis of current and future products. You can expect to work with part of our broad array of product offerings including Variable Annuities, Fixed Annuities, Registered Indexed Linked Annuities, Indexed Universal Life Insurance, and more. Additionally, in this role you will gain exposure to and interact with other areas across the Company including Investments, Inforce Management, and Product Development. In this role, you’ll get to: Assist in varied aspects of modeling including building, updating, running, and validating the stochastic models. Enhance efficiency and capabilities of existing models and supporting Python scripts. Perform periodic rate setting and profitability analysis, balancing competitive positioning with profitability targets, including analysis of results, attribution of changes, thorough documentation and effective communication of results to management. Monitor product profitability metrics based on actual sales through our new business reporting process. Perform sensitivity analysis around assumption updates and market changes. Keep, develop, and update strong documentation on modeling updates, analysis performed, and process changes. We’re looking for people who have: Bachelor’s degree in mathematics, statistics, actuarial science, or other similarly technical field. Actively pursuing or possessing an ASA / FSA designation with the Society of Actuaries. Strong programming skills with experience with Python, R, VBA, C++, or similar languages. Exposure to actuarial modeling software such as Aon PathWise, FIS Prophet, or GGY-Axis desirable. Can adjust work resources and deadlines in response to changing business priorities. Positive attitude with an eagerness to learn. Strong written and oral communication skills with ability to communicate effectively to a non-technical audience. Highly proficient with Excel and other MS Office products. What you’ll gain from the Brighthouse Actuarial Development Program: Experience with one of the largest annuity and life insurance providers in the U.S. Study materials, study time, and exam fees paid for by Brighthouse Financial. Direct exposure to leaders, mentors, and learning opportunities. 24-month rotational work assignments to promote career growth. Automatic salary increases with each exam passed. Research shows some people may not apply for a role if they don’t check all the boxes of a job description. If you don’t check every box listed, that’s okay. We would love to hear from you. What you’ll receive: Compensation – Level and salary to be commensurate with exam progress. Associate Level (4+ Exams): Base salary ranging from $84,000 to $98,000 plus competitive performance-based incentives determined by company and individual results. Senior Associate Level (ASA): Base salary ranging from $100 to $125,000 plus competitive performance-based incentives determined by company and individual results. Flexible Work Environment – Work remotely or in the office to better thrive in all areas of life. Paid Time Off – Recharge with a minimum of 20 days of paid time off and 16 paid company holidays per calendar year plus paid volunteer time and paid study time. Financial Health – Work toward achieving your financial goals through our 401(k) savings plan with company match (up to 6%) and annual company nondiscretionary contribution (3%), and financial counseling services. Health and Wellness – Enjoy competitive medical, vision, and dental plans plus tax-free health savings accounts with potential company contributions up to $1,000 per family. Family Support – Care for loved ones with up to 16 weeks of paid leave for new parents, back-up dependent care, dependent care flexible spending account, and up to a $25,000 lifetime maximum during your adoption, infertility, or surrogacy journey. Life and Disability Support – Gain access to company-paid basic life insurance and short-term disability insurance. The company and your department may occasionally gather in person throughout the year to foster a culture of belonging and promote team building. We’d love for you to join us during those company-wide and department-wide events to help you strengthen connections across the company. Why join us? Brighthouse Financial is on a mission to help people achieve financial security. Our company is one of the largest providers of annuities and life insurance in the U.S.,* and we specialize in products designed to help people protect what they’ve earned and ensure it lasts. We empower employees to collaborate, bring their passion to work, and make an impact. Our inclusive work environment fosters a culture that celebrates diverse backgrounds and experiences. You can find out more about our company culture by visiting brighthousefinancial.com/about-us/careers/. We’re one of the largest providers of annuities and life insurance in the U.S.,* and our commitment to being a great place to work has earned us recognition as one of America’s Most Trustworthy Companies by Newsweek and, locally, one of the Healthiest Employers of Greater Charlotte. *Ranked by 2024 admitted assets. Best’s Review®: Top 200 U.S. Life/Health Insurers. AM Best, 2025.