Director Fraud Strategy

Job Summary The Director of Fraud Strategy leads the Fraud Strategy function of Account Protection, being responsible for the analysis of fraud trends, the development of mitigation strategies and deployment of creative solutions to effectively manage fraud losses, maximize revenue, and support business growth. The Director is responsible to manage and develop a multifaceted team of fraud analysts that provide both real-time and trending insight into fraud vulnerabilities and countermeasure opportunities. The Director guides the development and optimization of fraud mitigation controls within the framework of tools to ensure the business meets or exceeds Fraud Loss goals while supporting business growth targets. Essential Job Functions Develop and communicate vision for the team, define success and how it will be measured. This includes delivering on the vision for the Account Protection function as well as more specific definitions for the Fraud Strategy Team. Demonstrate the ability to work independently, remain organized, and prioritize work to work on multiple projects at the same time with accuracy and attention to detail. Utilize critical thinking skills to help analyze business issues, collaborate with stakeholders to resolve problems, be strategic, and gain consensus on the best solution. Hire, develop, supervise, and retain key talent. Ensure individuals have the skills and tools needed to support the development and execution of fraud mitigation. Research and understand industry best practices for fraud mitigation strategies, techniques and risk. Build relationships by establishing trust, confidence and credibility with senior leaders, executives, and regulatory bodies. Build and maintain productive partnerships with key areas of the business (e.g., Operations, Credit Management, Client Partnership) to ensure strategies are comprehensive, fit for purpose and executed as designed. Research and understand relevant regulations and work with Compliance and Operations partners to ensure strategies comply. Ensure controls are in place to mitigate any potential liability. Reports to VP of Fraud Work Environment Normal office environment; must work at a Bread Financial office a minimum of 6 days per month. Ability to travel 6 days a month if not located near a Bread Financial office. Ability to travel 25% of time if not located near Bread Financial office. Two to four direct reports and eight to twelve direct reports in the function. Minimum Qualifications Bachelor’s Degree or equivalent education in Business Management, Statistics, Mathematics. Seven years’ work experience directly related to the role and five years minimum of supervisory experience. Seven years or more experience demonstrated understanding of risk management disciplines, varying analytic practices and fraud risk concepts. Proven success in analyzing large amounts of data which foster actionable business decisions. Experience managing data analysts or statisticians with a proven capacity to lend guidance, insight and comprehension of in-depth, detailed analysis they produce. Solid understanding of operational execution to contextualize and support recommended strategic deployments. Preferred Experience Master’s in Business Management, Statistics, Mathematics. Ten years or more in Fraud Risk and/or Credit Risk. Other Duties This job description is illustrative of the types of duties typically performed by this job. It is not intended to be an exhaustive listing of each and every essential function of the job. Because job content may change from time to time, the Company reserves the right to add and/or delete essential functions from this job at any time. Salary Range $134,400.00 - $278,200.00 (Full Range) California: $154,500.00 - $347,700.00 Colorado: $134,400.00 - $292,100.00 New York: $147,800.00 - $347,700.00 Washington: $141,100.00 - $319,900.00 Maryland: $141,100.00 - $306,000.00 Washington DC: $154,500.00 - $319,900.00 Illinois: $134,400.00 - $306,000.00 New Jersey: $154,500.00 - $319,900.00 Vermont: $134,400.00 - $278,200.00 Ohio: $134,400.00 - $278,200.00 Benefits Medical, prescription drug, dental, vision, and other voluntary benefits (including basic and optional life insurance, supplemental medical plans, and short- and long-term disability). Eligibility for associates scheduled to work 30 hours per week or more and their spouses/domestic partners and children under the age of 26. Six weeks of 100% paid parental leave for eligible parents after a 180-day waiting period. Immediately eligible to enroll in 401(k) plan. 11 paid holidays per year. Flexible Time Off (FTO) program for managing time away from work. Paid Sick and Safe Time (PSST) – 80 hours for non-Illinois associates, 40 hours for Illinois associates; additional 40 hours of Illinois Paid Leave. Participation in company stock purchase program during offering periods in June and December. Annual incentive bonus based on individual and company performance. Equal Opportunity Employer The Company is an Equal Opportunity Employer. Any applicant offered employment will be required to establish that they are legally authorized to work in the United States for the Company. The Company participates in E-Verify. The Company will consider for employment all qualified applicants, including those with a criminal history, in a manner consistent with the requirements of all applicable federal, state, and local laws, including the Los Angeles Fair Chance Initiative for Hiring Ordinance, the San Francisco Fair Chance Ordinance, and the New York City Fair Chance Act. Applicants with criminal histories are encouraged to apply. The Company complies with the Americans with Disabilities Act (ADA), as amended, and all applicable state/local laws. The Company will provide accommodations to applicants needing accommodations to complete the application process. Applicants with disabilities may contact the Company to request and arrange for accommodations. If you need assistance to accommodate a disability, you may request an accommodation at any time. For more information about benefits, please contact the Recruiting Team at View email address on click.appcast.io. #J-18808-Ljbffr Alliance Data Systems, Inc.