Credit Analyst Senior

: CREDIT ANALYST SENIOR WHAT IS THE OPPORTUNITY? The Credit Analyst assists Relationship Managers and Credit Officers with the recommendations for new credit and extensions of credit through research, analysis, and coordination of accurate documentation. WHAT WILL YOU DO?

• Prepares credit analysis and investigation of new and renewed commercial loan requests and provides the necessary documentation and financial facts for Credit Officers to analyze, evaluate, and determine appropriate credit structure and terms for potential borrowers.
• Provides analytical functions relating to due diligence, document processing, and financial statements analyses related to transactions, credit approval, and renewals. Prepares summary documenting factual analysis and supporting information for credit decision recommendations.
• Monitors for receipt, and analyzes and evaluates documents surrounding credits. This may include financial statements for the company, owners, and/or guarantors, tax returns, cash flow, collateral, covenants, A/P & A/R aging, credit reports, etc. to identify strengths and weaknesses as pertaining to a borrower's financial position.
• Monitors and reviews REACT reports and works with Private Banking Relationship Managers to obtain necessary information to ensure that reporting requirements are met

WHAT DO YOU NEED TO SUCCEED? Required Qualifications*

• H.S. Diploma
• Minimum 5 years of credit analysis or financial analysis experience required.
• Minimum 5 years of experience in a banking or financial services environment required

Additional Qualifications

• Bachelor's degree in Finance, Accounting, Business or related field preferred and/or a minimum of 1 to 5 years of experience in credit and/or financial analysis.
• Working knowledge of credit, accounting, credit policy and financial statement analysis.
• Excellent organizational and analytical skills
• Good verbal and written communication skills to present clear and precise recommendations based upon analysis for action on loans and loan treatments.

WHAT'S IN IT FOR YOU? Compensation Starting base salary: $34.55 - $55.19 per hour. Exact compensation may vary based on skills, experience, and location. This job is eligible for bonus and/or commissions. Benefits and Perks At City National, we strive to be the best at whatever we do, including the benefits and perks we offer our colleagues including:

• Comprehensive healthcare coverage, including Medical, Dental and Vision plans, available the first of the month following start date
• Generous 401(k) company matching contribution
• Career Development through Tuition Reimbursement and other internal upskilling and training resources
• Valued Time Away benefits including vacation, sick and volunteer time
• Specialized health and family planning benefits including fertility benefits, and cancer, diabetes and musculoskeletal support programs
• Career Mobility support from a dedicated recruitment team
• Colleague Resource Groups to support networking and community engagement

Get a more detailed look at our Benefits and Perks. ABOUT US Since day one we've always gone further than the competition to help our clients, colleagues and communities flourish. City National Bank was founded in 1954 by entrepreneurs for entrepreneurs and that legacy of integrity, community and unparalleled client relationships continues today. City National is a subsidiary of Royal Bank of Canada, one of North America's leading diversified financial services companies. To learn more about City National and our dynamic company culture, visit us at About Us. INCLUSION AND EQUAL OPPORTUNITY EMPLOYMENT City National Bank fosters an inclusive environment where all forms of diversity are valued and leveraged to make us a better company and employer. We are an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sexual orientation, gender identity, national origin, disability, veteran status or other basis protected by law. It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability.

• Represents basic qualifications for the position. To be considered for this position, you must at least meet the required qualifications. careers.cnb.com accepts applications on an ongoing basis, until filled.