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Divisional President / Chief Credit Officer

First Savings_Beresford

Job Description

Job Description

Who we are

We are a family-owned bank committed to providing exceptional service and innovative banking solutions while making a difference in the communities we serve.  We take great pride in the relationships we build and the lives we impact.   We offer the strength of a big bank combined with local decision-making and hometown involvement, setting our community bank apart from the rest. 

Our mission

Our mission is to support the financial goals of individuals and businesses in the communities we call home by offering every person a better banking experience.

Our values

  • Passion: We have an unrelenting drive to be great.  Quality service is our #1 priority.
  • Commitment: We do not shy away from accountability.  We together as a team and embrace the spirit of service.
  • Leadership: We are competitive leaders in our markets and a go-to source for finance and lending.
  • Community: We’re proud to support each other and our local communities.  We win when our customers win.

To learn more about us, visit

About the role

The Divisional President / Chief Credit Officer oversees the Midwest Division of First Savings Bank (South Dakota and Nebraska). This role is responsible for establishing sales and revenue growth initiatives and holds bank management accountable for results. The Divisional President acts as a leader to branch management and develops staff to ensure loan and deposit goals are met and customer satisfaction is achieved.

Preferred location is Sioux Falls, SD.

What you will do

  • Provides strategic leadership and supervision to branch leadership, promoting growth and development of staff.
  • Implements sales and revenue growth strategies and holds branch management accountable to loan and deposit growth goals.
  • Ensures operational best practices are followed and are compliant with all federal and state regulations.
  • Acts as a member of executive management and participates in strategic plannings meetings, including defining budget and goals for their assigned region.
  • Oversees and reviews all loan activities. Ensures loans and loan agreements are complete and accurate according to policy and regulatory requirements.
  • Ensures the Bank maintain quality credit by way of proper credit risk assessment, loan documentation, and loan management.
  • Provides leadership in business development efforts by establishing objectives, providing coaching and rewarding results.
  • Participates on the bank’s loan committee, and approves loans within designated loan authority.
  • Represents the Bank through community involvement.
  • Other duties as assigned.

What you will need

  • Bachelor’s degree in finance, business administration, or related field required.
  • 10+ years of banking experience preferred.
  • 3+ years of leadership experience preferred.
  • Proven sales management experience with a history of achieving results.

What we offer

  • Health Insurance
  • Dental Insurance
  • Vision Insurance
  • Paid Vacation, Sick, and Holiday time
  • A competitive 6% 401k match
  • And more!

Candidate must pass a pre-employment screening including credit history and criminal record check.

Candidates should only apply to jobs posted on reputable sources. These include (but are not limited to) our Company Website, Indeed, Glassdoor, LinkedIn, etc.

Our company provides equal employment opportunities (EEO) to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws.

Vacancy posted 8 days ago
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