Financial Analysis- Home Lending Consumer Pricing and Rev Management- Associate

Financial Analyst

Join our Home Lending Consumer Pricing Finance & Revenue Management team and help support our mortgage product pricing strategy by providing financial and strategic analysis of key business metrics related to Chase Home Lending Consumer Originations.

As a Financial Analyst in the Home Lending Consumer Pricing Finance team you will act as trusted advisors to business and finance leadership and be directly responsible for optimizing performance through pricing and key initiatives, most notably management of our relationship pricing program that partners across our Consumer, Wealth, and Business Banking line of businesses. In this role you will also maintain an exception-based pricing tool used by channel support partners to provide loan-level pricing guidance when third-party competitive offers are presented.

Job Responsibilities:

• Develop expertise in the Home Lending business, pricing and revenue management principles, and relationship pricing programs.
• Collaborate with key stakeholder groups to analyze strategic initiatives and track/report progress and outcomes.
• Establish and monitor performance metrics; deliver recurring reporting and ad hoc analyses.
• Conduct margin and volume analysis; present commentary to senior management and explain variances from prior periods.
• Prepare presentations and deliver financial analyses on diverse topics to senior management.
• Partner with Decision Sciences, Sales Support, Product, and Capital Markets to optimize relationship pricing programs, assess competitiveness, and provide value-added analysis.
• Maintain and enhance the exception-based pricing guidance tool used by channel support partners.
• Assist in designing streamlined reports and dashboard concepts to improve delivery of financial results.
• Identify, escalate, and help mitigate business risks that may impact operations (e.g., fair lending, legal, regulatory, capacity).

Required Qualifications, Skills, and Capabilities:

• Bachelor's degree in Finance, Accounting, or a technical discipline.
• 2+ years' experience in financial analysis, business management, accounting, or controllership.
• Intermediate-to-advanced proficiency in Excel and PowerPoint.
• Exceptional analytical and problem-solving abilities; capacity to analyze large datasets and present findings concisely.
• Strong attention to detail and accuracy.
• Creative, critical, and independent thinker; able to manage multiple initiatives simultaneously.
• Able to collaborate effectively across departments and management levels.
• Highly motivated self-starter with strong time management and prioritization skills; consistently delivers results under pressure.

Preferred:

• Experience with Alteryx, Thoughtspot, Tableau, Essbase, and/or Databricks

Additional Information:

To be eligible for this role, you must be authorized to work in the United States. We do not offer any type of employment-based immigration sponsorship for this role. Likewise, JPMorgan Chase & Co. will not provide any assistance or sign any documentation in support of any other form of immigration sponsorship or benefit, including optional practical training (OPT) or curricular practical training (CPT). This role is not eligible for relocation assistance.

About Us

Chase is a leading financial services firm, helping nearly half of America's households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

Equal Opportunity Employer/Disability/Veterans

About the Team

Our Consumer & Community Banking division serves our Chase customers through a range of financial services, including personal banking, credit cards, mortgages, auto financing, investment advice, small business loans and payment processing. We're proud to lead the U.S. in credit card sales and deposit growth and have the most-used digital solutions all while ranking first in customer satisfaction. Global Finance & Business Management works to strategically manage capital, drive growth and efficiencies, maintain financial reporting and proactively manage risk. By providing information, analysis and recommendations to improve results and drive decisions, teams ensure the company can navigate all types of market conditions while protecting our fortress balance sheet.