Fair Lending / CRA Programs & Transformation Manager

Business Unit Compliance Manager / Consumer Fair Lending Function Manager The Business Unit Compliance Manager leads a team of first line of defense risk management experts that advise on business and/or product decisions. Associates at this level ensure that all compliance activities within their area of expertise follow the necessary rules and regulations, contribute to process change and redesign in addition to developing business plans, policies, and procedures to support a specific line of business. Primary Responsibilities Oversees large team of professional level compliance staff and compliance efforts for designated business unit Serves as a subject matter expert, leading the implementation and execution of testing compliance controls Leads discussions with business partners, communicating compliance testing plan, and reviews risks identified from testing Supports business unit by collaboratively facilitating the development of processes and procedures to ensure regulatory compliance, including participation in team meetings, business process improvement efforts, and compliance improvement initiatives Maintains extensive knowledge of rules and regulations and their impact on products, services, and operations for a specific line of business Develops policies and procedures to comply with federal regulations and applicable state laws Provides guidance to various departments regarding compliance issues and implementation of new compliance requirements with respect to regulatory language Ensures timely, accurate, and appropriate submission of information requested by regulatory agencies Oversees complex compliance projects and initiatives specific to designated line of business Develops and executes training programs to ensure adherence to established policies and procedures Additional Job Description The Consumer Fair Lending Function Manager is responsible for overseeing and enhancing the organization’s Fair Lending Program, integrating our Community Reinvestment Act (CRA) strategies, and our overall Continuous Improvement strategies. This role works with senior leaders throughout the Consumer Bank to develop and monitor effective data‑driven strategies to continuously improve how Regions Bank executes on its community lending commitments. In partnership with key Consumer Leaders, Compliance, CRA and other stakeholders this individual will own the overall Consumer Fair Lending Program. Key Responsibilities Monitor market‑level home lending application and origination results versus HMDA peer performance for both Majority‑Minority Census Tract (MMCT) and Low‑Moderate Income (LMI) segments Work with local Mortgage and Retail executives, leaders, and partners, to develop and monitor targeted action plans and lending strategies where performance indicates opportunities for improvement remain Lead the development and execution of the Consumer Fair Lending oversight program including risk management, continuous improvement objectives, internal performance reporting and governance routines Utilize data and analytics to provide market leaders with insights and recommended strategies to improve community lending performance in their markets Review and respond to fair lending risk assessments and statistical analyses Provide guidance and proactive education of Fair Lending and CRA to the Mortgage and Retail segments Owns the Consumer Fair Lending Program document and ensure adherence to requirements with stakeholders throughout the organization; maintain documentation and reporting for fair lending activities Manage internal and external audits and regulatory examinations Stay current on regulatory changes and industry best practices The role ensures adherence to federal and state fair lending laws such as the Equal Credit Opportunity Act (ECOA) and the Fair Housing Act (FHA) Requirements Bachelor’s degree and ten (10) years of directly related experience and six (6) years of management experience Or High School Diploma or GED and fourteen (14) years of directly related experience and six (6) years of management experience Knowledge of legal and regulatory environment as it relates to compliance in a specific line of business Preferences Master’s degree Certified Regulatory Compliance Manager (CRCM) Skills and Competencies Ability to learn additional systems as needed Ability to research, analyze data, and derive facts Ability to supervise and manage a team Ability to work under pressure and meet deadlines Demonstrated leadership capabilities Proficiency in Microsoft Office (Excel, Word, PowerPoint, Outlook, etc.) Strong verbal, written communication, and organizational skills Strong work ethic and self‑motivation Preferred Skills Excellent analytical, communication, and project management skills Team‑oriented, able to bring together multiple disciplines to achieve common goals Data sourcing, reporting, and analysis; familiarity with statistical analysis tools Knowledge of U.S. fair lending laws and regulations and HMDA Ability to interpret complex data and regulatory requirements Location Options Birmingham, AL; Atlanta, GA; Charlotte, NC; or Houston, TX. Regions will not provide relocation assistance for this position, and relocation would be at your expense. Work Authorization Regions will not sponsor applicants for work visas for this position. Applicants for this position must be currently authorized to work in the United States on a full‑time basis. Position Type Full time Compensation Pay ranges are job specific and are provided as a point‑of‑market reference for compensation decisions. Pay will also vary among associates within the same job based on experience, skills, knowledge, contribution, job location, and performance. Minimum target: $163,774.60 USD. Median target: $221,590.00 USD. Incentive pay: Eligible for the annual discretionary incentive plan and opportunity to participate in the Long‑Term Incentive Plan. Benefits Paid Vacation/Sick Time 401(K) with Company Match Medical, Dental and Vision Benefits Disability Benefits Health Savings Account Flexible Spending Account Life Insurance Parental Leave Employee Assistance Program Associate Volunteer Program Equal Opportunity Employer Regions is an Equal Opportunity Employer, including Disabled and Veterans. #J-18808-Ljbffr Regions Bank