Senior Business Analyst

Overview & Responsibilities In business for more than 70 years, Republic Finance is proud to be a trusted lender in over 300 communities across the United States! We specialize in providing flexible lending solutions and outstanding customer service. Driven by our shared mission to pursue excellence for our team, our customers, and our performance, we are continuously improving our customer offerings in tandem with opening more branches in new states each year. We also regularly promote from within and enjoy giving back to the communities we serve. In a nutshell, our company culture is about helping customers, investing in our employee's future, and ensuring that our performance makes an impact on our community! We are seeking a Sr. Business Analyst for our Operations Analytics and Loss Mitigation Strategy team. This is a key role with significant and broad responsibilities and will be a member of a 3-4 person team with substantial opportunity for future growth within the company in concert with driving business expansion. As a team-member responsible for developing recovery strategies that balance growth, risk and profitability, you will be a key thought leader on all collections strategies and decisions and have significant input into all loss mitigation decisions and delinquency performance. You will work closely with operations, Branch managers, and internal/external partners to collaborate on broader strategic initiatives and shape the direction and growth of the overall business in a collaborative dynamic team environment. Come and be a part of our success story! Job responsibilities are as follows: Continuously challenge and enhance loss mitigation strategies and scorecards through analysis of customer behavior data and sophisticated statistical and financial modeling. Maintain a rigorous performance monitoring framework and management dashboards to highlight performance trends and areas of opportunity. Develop best-in-class loss mitigation products that provide our consumers solutions while minimizing portfolio risk. Establish a robust test and learn environment for continual loss mitigation and collections strategy improvement. Build and maintain a robust economic framework that will serve as the foundation for business decision-making. Ensure loss mitigation policy remains compliant with all applicable laws and regulations. Maintain transparent communication and trust with all key stakeholders. Requirements Bachelor’s degree in a STEM major is required, advanced degree is preferred. 2-4 years of experience as an analyst in lending originations or loss mitigation. Experience with statistical modeling and forecasting, portfolio P&L simulation, vintage profitability tracking and marginal expansion strategies. Familiarity with loss mitigation and collections strategies, loss forecasting, and/or collections KPI’s 1+ years of experience with SQL and/or Python querying required. Strong communication and presentation skills, leadership skills, a high level of initiative, intellectual curiosity and creativity A robust understanding of the consumer lending business that includes the various facets of a specialty lending operation. Familiarity with conducting monthly loan-level and segment-level delinquency forecasts. Benefits Health, Dental, & Vision Insurance 15 days of Paid Time Off (PTO) to start + 1 additional personal holiday 401k + employer match Company provided Life Insurance & Long Term Disability Employee Assistance Program - Confidential mental health support Additional benefits with Republic Finance include: Access to LinkedIn Learning's library of 10,000+ professional development courses Employee of the Month Program Philanthropic support for multiple charities including an annual drive for St. Jude Children's Research Hospital Regular drawings for Sports tickets Professional offices with a friendly team environment Republic Finance, LLC is an Equal Opportunity Employer and does not discriminate on the basis of race, sex, color, religion, national origin, age disability or veteran status in employment opportunities and benefits. Republic Finance, LLC maintains a Drug-Free Workplace. #J-18808-Ljbffr Republic Finance