Senior Specialist, Credit Management

We’re seeking a future team member for the role of Senior Specialist to join our Credit Management team in the Credit Services Platform. This role is located in New York, NY.

In this role, you'll make an impact in the following ways:

• Analyze complex entities and structures to evaluate the business justification for Institutional Bank credit requests and support the Bank's overall credit strategy.
• Drive business review process for credit transactions by: (i) reviewing transaction term sheets, client revenue trends, and opportunities to grow the business relationship; (ii) calculating returns on capital required for the exposure; (iii) evaluating exposure and revenue relative to other lenders; and, (iv) working with business partners to crystallize the business justification for any credit ask.
• Conducts research and analysis to support lenders and management with originating, underwriting, documentation, and monitoring of various types of credit facilities.
• Proactively assists lenders and management with monitoring existing credit portfolios, underwriting and with any ad-hoc research required.
• Advise business partners on regulatory capital and liquidity implications related to various types of committed and uncommitted exposure.
• Develop and maintain relationships with internal stakeholders to ensure BNY's objectives on balance sheet discipline and franchise value are achieved.
• Support special projects (particularly enabled by AI) and contribute to the achievement of BNY's investment performance goals and related team objectives.

To be successful in this role, we're seeking the following:

• Bachelor's degree, related technical discipline, or the equivalent combination of education and experience is required.
• Experience in credit, lending, banking or financial and risk analysis preferred, as is an appreciation for regulatory capital and liquidity.
• 3-5 years of total work experience preferred.
• Demonstrated expertise in Microsoft Excel is required; experience with coding languages (Python, SQL, etc.) is welcomed but not mandatory.
• Team-oriented approach and demonstrated self-starter mindset is critical.
• Role has no direct reports.

At BNY, our culture allows us to run our company better and enables employees’ growth and success. As a leading global financial services company at the heart of the global financial system, we influence nearly 20% of the world’s investible assets. Every day, our teams harness cutting-edge AI and breakthrough technologies to collaborate with clients, driving transformative solutions that redefine industries and uplift communities worldwide.

Recognized as a top destination for innovators, BNY is where bold ideas meet advanced technology and exceptional talent. Together, we power the future of finance – and this is what #LifeAtBNY is all about. Join us and be part of something extraordinary.

At BNY, our culture speaks for itself, check out the latest BNY news at BNY Newsroom & BNY LinkedIn

Here’s a few of our recent awards:

• America’s Most Innovative Companies, Fortune, 2025
• World’s Most Admired Companies, Fortune 2025
• “Most Just Companies”, Just Capital and CNBC, 2025

Our Benefits and Rewards:

BNY offers highly competitive compensation, benefits, and wellbeing programs rooted in a strong culture of excellence and our pay-for-performance philosophy. We provide access to flexible global resources and tools for your life’s journey. Focus on your health, foster your personal resilience, and reach your financial goals as a valued member of our team, along with generous paid leaves, including paid volunteer time, that can support you and your family through moments that matter.

BNY is an Equal Employment Opportunity/Affirmative Action Employer - Underrepresented racial and ethnic groups/Females/Individuals with Disabilities/Protected Veterans.

BNY assesses market data to ensure a competitive compensation package for our employees. The expected base salary for this position when employment commences can be found in the Job Info section at the bottom of the posting.

Base salary offered may vary depending on multiple individualized factors, including market location, job-related knowledge, skills, and experience. Base salary is only part of the total rewards package, which may include eligibility for an annual discretionary incentive award. Subject to the terms and conditions of the applicable plans then in effect, eligible employees may enroll in a 401(k) plan as well as participate in Company-sponsored medical, dental, vision, and basic life insurance plans for the employee and the employee’s eligible dependents. Eligible employees also may receive other benefits (including various paid time off benefits, such as vacation and sick time), dependent on the position offered. Details of participation in these benefit plans will be provided if an employee receives an offer of employment.

If hired, the employee will be in an “at will” position and the Company reserves the right to modify base salary (as well as any other discretionary payments or compensation programs) at any time, including for reasons related to individual performance, Company or individual department/team performance, and market factors.