Collection Representative

Job Description

Job Description

Stellantis Financial Services (SFS) is the new captive finance company for one of the world's leading automakers and a mobility provider with iconic brands including Abarth, Alfa Romeo, Chrysler, Citroën, Dodge, DS Automobiles, Fiat, Jeep®, Lancia, Maserati, Opel, Peugeot, Ram, Vauxhall, Free2move and Leasys.

Our exciting growth provides opportunities to advance your career as we successfully lead products and services from a small to midsize company in just a few years. Join our world class team and culture and contribute to our core mission which is enhancing our customer's experience.

Position Summary:

Responsible for the collection and resolution of delinquent auto loan accounts. Utilizes telephone, automated dialer, and written correspondence in a fast-paced goal-oriented collections department. Provides customer service regarding collection issues and available collection programs. Accountable for reducing delinquency for assigned accounts.

Essential Duties and Responsibilities:

• Confers with customers by telephone in an attempt to collect current and past due payments, determines the reason for delinquency, and updates customer information.

• Confirms account holder by following safeguards procedures on every call.

• Documents conversations and arrangements accurately in the collection system.

• Adheres to collection standards of conduct policy on all accounts including third parties.

• Treats all contacts in a courteous and professional manner.

• Reviews customers’ files and offers programs to qualified customers to minimize delinquency.

• Use established procedures to make effective use of extensions and due dates to changes to resolve delinquent accounts.

• Utilizes collection skip tools to locate accounts leading to resolution.

• Recommend accounts for repossession or legal action.

• Maintains delinquent rates at or below objectives.

• Meet daily and weekly production goals (Calls and dollars collected)

• Compliance with all company policies and procedures.

• This position involves regular access to specified personal information of consumers, including, but not limited to, Social Security numbers and dates of birth.

• All other duties assigned.

Qualifications and Competencies Required To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions.

Required Experience:

Minimum 2 years of collection-related experience

Education:

High School Diploma / GED

Additional Requirements:

• Overtime required – required on an as needed basis.

• Travel 0-10% - as required on an as needed basis.

• Must have reliable transportation and live within a commutable distance to one of the following cities: Atlanta, GA; Dallas, TX; Detroit, MI; Houston, TX; Phoenix, AZ.

Qualifications Preferred:

• Moderate computer knowledge?of MS Excel and MS Word software?and keyboard skills including minimum accuracy requirements

• Ability to recognize problems, resolve or escalate as needed, including using a variety of talk-offs to convince the customer to make a payment

• Speak and listen effectively to customers via phone, and tolerate stressful interactions with customers

• Multi-task in a high energy standard office and/or home environment

• Knowledge of and compliance with the Fair Debt Collection Practices Act, local, state, and federal collection laws.

Physical Demands The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

While performing the duties of this Job, the employee is regularly required to sit; use hands to finger, handle, or feel; reach with hands and arms and talk or hear. The employee is occasionally required to stand; walk and stoop, kneel, crouch, or crawl. The employee must occasionally lift and/or move up to 10 pounds. Specific vision abilities required by this job include close vision.

Work Environment The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. The noise level in the work environment is usually moderate.

Work Schedule This position requires the ability to work various shifts to accommodate business needs. Typically, between the hours of 8AM-6PM Monday through Friday and on weekends as needed. Travel is required 10% of the time.

Stellantis Financial Services, Inc (SFS) is an equal opportunity employer and is committed to providing its employees an environment that is free of harassment, discrimination, and intimidation. It is the policy of SFS to comply with all applicable employment laws and regulations and to provide equal opportunity for all qualified persons and to not discriminate against any employee or applicant for employment because of race, color, religion, sex, age, national origin, disability, pregnancy, sexual orientation, veteran status, gender identity or expression, change of sex, and/or transgender status or any protected status. Candidates must possess authorization to work in the United States. This policy applies to recruitment and placement, promotion, training, transfer, retention, rate of pay and all other terms and conditions of employment. Employment and promotion decisions will be based solely on merit, ability, achievement, experience, conduct and other legitimate business reasons.

Salary and Benefits:
At Stellantis Financial Services, you can make a difference in a critical role within our high-performing culture. We offer career development opportunities, competitive pay, and a comprehensive benefits package, including:

• Pay Rate: $19–$24/hour, based on experience and skills
• Start Date: Our next onboarding class is scheduled to begin September 14th, 2026
• Potential Bonus: Performance-based monthly bonus opportunities
• Supplemental Pay: Referral bonuses
• Flexibility: High-performing associates can create their own weekly work schedules
• Hybrid Work Arrangement: When not working remotely, enjoy office spaces with breathtaking views
• Dress Code: Comfortable, casual work environment
• Language Skills: Spanish-speaking skills are valued and rewarded, but not required

Benefits Include:

• Retirement plan - 401(k) match
• Health insurance (medical, dental, vision, and prescription coverage) and savings/spending accounts
• Virtual office visits
• Employee Assistance and Wellness programs
• Company-provided life and disability insurance
• Supplemental insurance options (life, critical illness, auto, pet, identity theft, and legal services)
• Tuition reimbursement
• Paid time off (holidays, flexible vacation, and sick time)
• Vehicle discounts for loans or leases