Mortgage Loan Originator

Job Description

Job Description

Invest in Your Future at BSNB!

Join a nationally recognized financial institution and have a direct impact on the lives of your customers! Ballston Spa National Bank (BSNB) is looking to hire a Mortgage Loan Originator to join our Retail Lending Team. This position will work with BSNB's customers to provide outstanding customer service in one of the most significant purchases of their lives.

Maximize your earning potential! This position offers a c ompetitive commission plan and bonus structure. We also offer great benefits , including medical, dental, vision, a 401(k) plan with a company match, a pension plan, company-paid life insurance, voluntary insurances, and tuition reimbursement . If this sounds like the right opportunity for you to leverage your skills, join our close-knit team today!

ABOUT BALLSTON SPA NATIONAL BANK (BSNB)

Established in 1838, we are proud to provide community banking to individuals, families, and businesses located in the greater Capital Region. Twenty-one full-service banking offices provide products and services geared towards meeting the needs of the markets we serve. As a community-minded financial institution, we make giving back and volunteer work a priority.

We also like to give back to our staff. The success of each staff member, as well as the bank, is at the heart of how we work. Contributions by each individual are recognized and celebrated .

A DAY IN THE LIFE OF THE MORTGAGE LOAN ORIGINATOR

BSNB offers construction lending, portfolio lending, as well as investor lending throughout the capital district. BSNB delivers fast approvals (LP) through in-house underwriting and state-of-the-art technology.

On a daily basis, you will work closely with your referral network including realtors, builders, and BSNB colleagues to follow-up on customer referrals for the purchase of a home or home equity loan. You will work with new and existing customers regarding their loan applications, take loan applications, and recommend the appropriate lending products. Attention to detail and follow through is a must in this position to enhance the customer experience and maximize the customer relationship.

QUALIFICATIONS FOR THE MORTGAGE LOAN ORIGINATOR

• The ideal candidate will have experience with application origination of mortgage, home equity, or consumer loans. Knowledge of conventional secondary market guidelines preferred.
• Established referral network is recommended for best success.
• Knowledge and understanding of TRID and working experience with the integrated Loan Estimate Disclosure(LE) strongly preferred.
• Experience with Encompass LOS is a plus.
• Some college preferred but not required.
• Successful candidates will have strong customer service, sales, and relationship building skills. Well-developed communication skills are a must.

OUR INVESTMENT IN YOU

BNB offers a generous benefits package . This includes medical, dental, vision, company-paid life insurance, voluntary insurance options, both a 401(k) Plan with a company match and a pension plan, and tuition reimbursement. We believe providing work-life balance is key to your success and investing in your professional development is key to your growth and satisfaction.

BSNB provides all employees and applicants an equal employment opportunity in the manner required by law in all aspects of employment regardless of race, color, religion, creed, national origin, age, sex, sexual orientation, gender identity or expression, marital status, military status, disability, predisposing genetic characteristics, domestic violence victim status or any other status protected by local, state, or federal law. BSNB is a VEVRAA employer and has a desire for priority referrals of protected veterans. We thank all applicants for their interest and will contact those candidates who are under consideration.