Market Facing Underwriter OR Underwriting Specialist- Accident & Health Division

Market Facing Underwriter Or Underwriting Specialist- Accident & Health Division

Zurich Insurance is currently looking for a Market Facing Underwriter/Underwriting Specialist for our Accident & Health Division. While this position will be based out of a Zurich office, you will have the flexibility to work on a hybrid basis. You will partner with your manager to set a flexible work schedule that supports you, our customers, and our brokers and agents. This role includes three in-office days each week, ensuring both connection and adaptability as you build your career at Zurich. The position will have technical and transactional responsibilities and will support higher level underwriters/business leads within the Group Accident team in building, implementing, and fulfilling complex B to B to C programs across a diverse suite of Accident & Health products.

Our Underwriters are market-facing with objectives focused on profitable growth, operational excellence and superior service to our broker partners and customers. Our Market Facing Underwriter/Underwriting Specialist is responsible for:

• Market facing, account servicing, and production activities within the A&H Division.
• Providing technical support on complex national/regional program development and implementation – creating rating/pricing documentation, quote/proposal documents, plan and policy development, state requirements review across customer footprint, instructing and reviewing customer fulfillment materials, and review of third-party marketing materials.
• Performing system entry, driving end-to-end policy/plan processing, and ensuring the completeness of underwriting/program files.
• Complying with underwriting rules and guidelines, insurance laws and regulations and rating manual rules across multi-state footprints.
• Participate in the development and maintenance of market relationships through providing superior service to our distribution partners, third party administrators and customers.
• Collaborating with higher level underwriters/business leads and various other internal stakeholders.

This role will be filled at either the Underwriter or Underwriting Specialist. The hiring manager will determine the appropriate level based upon the selected applicant's experience and skill set relative to the qualifications listed for this position.

Underwriter Required Qualifications:

• High School Diploma or Equivalent and 1 or more years of experience in the Insurance or Market Facing area.
• OR High School Diploma or Equivalent and 2 or more years of experience in the Claims or Underwriting Support area AND Knowledge of the insurance industry and the legal and regulatory environment
• Knowledge of underwriting philosophy, techniques, national/local filing regulations and guidelines

Underwriting Specialist Required Qualifications:

• High School Diploma or Equivalent and 3 or more years of experience in the Underwriting or Market Facing area.
• OR High School Diploma or Equivalent and 6 or more years of experience in the Claims or Underwriting Support area
• OR Zurich Certified Insurance Apprentice including an Associate Degree and 1 or more years of experience in the Underwriting or Market Facing area
• OR Zurich Certified Insurance Apprentice including an Associate Degree and 4 or more years of experience in the Claims or Underwriting Support area
• Knowledge of line/s of business and the legal and regulatory guidelines
• Knowledge of time restraints for quotes on new and renewal business

Preferred Qualifications:

• Bachelors Degree with 1 or more years' experience in the underwriting area, preferably Accident and Health experience.
• Advanced skills in Microsoft Excel, Microsoft Word, and Adobe Acrobat
• Excellent attention to detail and organizational skills, able to manage multiple priorities and deadlines effectively
• Strong written and verbal communication skills, with the ability to work collaboratively across teams and interact confidently with external and internal partners
• Ability to work within a guiding set of rules/principles and solve for the ambiguous where/as needed

Your pay at Zurich is based on your role, location, skills, and experience. We follow local laws to ensure fair compensation. You may also be eligible for bonuses and merit increases. If your expectations are above the listed range, we still encourage you to apply—your unique background matters to us. The pay range shown is a national average and may vary by location. The combined salary range for this position is $60,000.00 - $125,000.00. The proposed salary range for the Underwriter is $60,000.00 - $95,000.00, with short-term incentive bonus eligibility set at 10%. We offer competitive pay and comprehensive benefits for employees and their families.

Why Zurich? At Zurich, we value your ideas and experience. We offer growth, inclusion, and a supportive environment—so you can help shape the future of insurance. Zurich North America is a leader in risk management, with over 150 years of expertise and coverage across 25+ industries, including 90% of the Fortune 500®. Join us for a brighter future—for yourself and our customers. Zurich in North America does not discriminate based on race, ethnicity, color, religion, national origin, sex, gender expression, gender identity, genetic information, age, disability, protected veteran status, marital status, sexual orientation, pregnancy or other characteristics protected by applicable law. Equal Opportunity Employer disability/vets. Zurich complies with 18 U.S. Code § 1033.