Senior Director of Strategic Finance & FP&A

• Reports to: CFO
• Sunbit is seeking a strategic finance leader to help shape the next phase of our growth
• This is not a traditional FP&A role
• We are looking for a finance executive who combines investment banking training with deep experience in consumer lending or credit card finance and has successfully partnered with executive leadership to drive strategic financial decision‑making within a high‑growth fintech environment
• Reporting directly to the CFO, you will serve as a trusted advisor to executive leadership, leading enterprise‑wide financial planning while influencing capital strategy, financing activities, board reporting, investor communications, and long‑range business planning
• You’ll work closely with Capital Markets, Accounting, Treasury, Product, and Operations to optimize financial performance and support Sunbit’s continued expansion
• Partner with the CFO and executive leadership to develop the company’s long‑term financial strategy
• Lead annual planning, rolling forecasts, long‑range planning, and scenario analysis
• Deliver strategic recommendations that influence business investments, new products, pricing, and growth initiatives
• Provide financial leadership around Sunbit’s lending portfolio, including portfolio profitability, unit economics, funding costs, credit performance, reserve impacts, and balance sheet optimization
• Monitor lending performance and identify opportunities to improve financial returns while managing risk
• Partner with Risk, Capital Markets, and Product to support profitable portfolio growth
• Own budgeting, forecasting, KPI development, variance analysis, and executive reporting
• Build financial models that translate complex business drivers into actionable insights
• Drive financial discipline and accountability across the organization
• Develop sophisticated financial models supporting capital allocation, fundraising, debt financing, securitization activities, and strategic initiatives
• Partner closely with Capital Markets on debt and equity financing strategies
• Evaluate acquisitions, partnerships, and investment opportunities through detailed financial analysis
• Support board‑level financial presentations and executive decision‑making
• Lead, mentor, and develop a high‑performing FP&A team
• Foster a culture of collaboration, continuous improvement, and operational excellence
• Improve financial processes, systems, and reporting capabilities as the company scales

Benefits

• Mission driven + empowered + collaborative
• Competitive pay and stock options
• Health Insurance options including Medical, Dental, Vision, Life, EAP, FSA, & Maternity Leave
• 401K Plan with Matching
• Cell Phone Stipend
• Commuter Supplement for LA Office eligible employees
• Casual Dress
• Monthly Lunches in LA HQ

The ideal candidate has built a foundation in fintech and investment banking before transitioning into strategic finance or FP&A within a consumer lending, credit card, BNPL where they gained firsthand experience managing lending portfolios, funding strategies, and the financial dynamics unique to balance sheet lending businesses. Prior experience in Investment Banking with strong financial modeling, valuation, and transaction experience. Deep expertise in enterprise FP&A, forecasting, budgeting, and long‑range planning. Proven ability to communicate complex financial concepts to executive leadership and Boards of Directors. 10+ years of progressive finance experience within fintech or financial services. Significant experience supporting a consumer lending, credit card, BNPL, or balance sheet lending business. Experience partnering with executive leadership on strategic finance initiatives. Experience supporting debt financing, capital markets activities, warehouse facilities, securitizations, or other funding strategies. Credit card issuers. Digital banks. Consumer lending fintechs. Consumer finance companies. Buy Now, Pay Later companies. Large financial institutions with consumer lending businesses. Candidates may have experience from organizations such as: Experience supporting a rapidly scaling fintech company. MBA and/or CPA. Experience with NetSuite and modern FP&A systems. Exposure to investor relations, Board reporting, and fundraising. Expertise in financial modeling, capital allocation, and lending portfolio analytics.