Electronic Payments Representative (Wires)

Who We Are At Old Second, you're first! For more than 150 years, Old Second has consistently put businesses and individuals throughout the Chicago area first, and we're only getting started. With great employees we've grown from a single location in the back of a general store to 50 locations and over $6 billion dollars in assets. At Old Second we embrace values that foster an environment of community and growth. Recently, we've been voted a Forbes Best-In-State Bank for Illinois by our customers. Be a part of something big as we continue our growth story together! Position Overview The Electronic Payments Representative is responsible for supporting daily Wire Transfer and Foreign Exchange (FX) processing within the Electronic Payments team, while providing backup support for ACH services as needed. In this role, the Representative will help ensure timely, accurate, and compliant electronic payment operations while delivering exceptional service to both internal and external customers. Essential Job Functions Process daily Wire Transfer and Foreign Exchange (FX) transactions accurately and efficiently. Provide backup support for ACH services as needed. Verify transactions are properly approved and document exceptions for audit purposes. Review and resolve incoming wires that do not auto-post. Balance daily wire logs. Follow bank policies, procedures, and regulatory requirements related to electronic payment processing. Partner with internal teams and external customers to deliver high-quality service. Collaborate with BSA and Fraud teams as needed. Review OFAC queues to ensure compliance with regulatory guidelines. Process Reg E/Remittance claims within required rules and timelines. Support additional duties as assigned by the Electronic Payments Manager. Minimum Requirements High school diploma (or equivalent) and one or more years of banking or related experience; or equivalent combination of education and experience. Competencies Strong verbal and written communication skills Excellent attention to detail and organizational ability Strong computer application proficiency Ability to work effectively with others in a team environment Preferred, but not required Prior experience in Electronic Payments Location Details This position requires the incumbent to work onsite (37 S. River Street, Aurora, IL 60506) on a daily basis to perform the regular responsibilities of the role. Compensation & Benefits Base pay: $20.50 - $26.30/hour Old Second is committed to fair and equitable pay practices. Pay is dependent upon the pay range and the incumbent’s knowledge, skills and experience. Benefits: How We Support You - Old Second Thanks for considering Old Second!