Senior Product Manager - Money Movement

Our vision for the future is based on the idea that transforming financial lives starts by giving our people the freedom to transform their own. We have a flexible work environment, and fluid career paths. We not only encourage but celebrate internal mobility. We also recognize the importance of purpose, well-being, and work-life balance. Within Empower and our communities, we work hard to create a welcoming and inclusive environment, and our associates dedicate thousands of hours to volunteering for causes that matter most to them.

Chart your own path and grow your career while helping more customers achieve financial freedom. Empower Yourself.

The Senior Product Manager on the Personal Wealth team owns themoney movement platformthat powers how funds enter, exit, and move within Empower. This includes core capabilities such asMobile Check Capture, Instant Account Verification (IAV), ACATS transfers, 401(k) to IRA rollovers, and GIAC,as well as the underlying orchestration, reliability, and compliance layers that make these experiences seamless and trusted.

Youwillberesponsible forbuildingdurable, scalable infrastructure and experiencesthat enable fast, secure, and compliant movement of money across accounts and products. Your work directlyimpactsfunding rates, time-to-fund, operational efficiency, and customer trust.

You willoperateat the intersectionofproduct, engineering, operations, and compliance,ensuring our money movement capabilities are best-in-class and extensible across all current and future wealth experiences.

Money movement is the backbone of the Personal Wealth experience. If customers cannot easily and confidently move their money, nothing else matters. This role ensures that every dollar movesquickly, safely, and predictably,unlocking growth across the entire platform while building long-term customer trust.

What you will do

• Own theend-to-end money movement platform, including external funding (IAV, ACATS, mobile check, rollovers) and internal transfers

• Define and evolve theplatform strategyfor how money moves into and within Empower

• Drive improvements inspeed, success rates, cost, and reliabilityof all transfer methods

• Partner with engineering to designscalable, reusable services and APIsfor money movement

• Work closely with operations and compliance to ensureregulatory alignment and operational excellence

• Identifyand resolvefailure pointsacross the transfer lifecycle (drop-offs, rejects, delays)

• Translate complex financial workflows intosimple, intuitive user experiences

• Coordinate with external vendors and partners (aggregation, verification, custodians)

• Build ameasurement frameworkacross funding funnels, including time-to-fund, completion rates, and error rates

• Prioritize platform investments vs. experience improvements with clear tradeoffs

• Lead cross-functional execution across product, design, engineering, legal, and operations

Whatyou will bring

• Bachelor's degree or equivalent experience

• 7+ years of experience leading major (digital) direct-to-consumer products and working collaboratively with engineering, design, and research teams

• Exceptional prioritization and stakeholder management skills, particularly working with compliance/legal partners in a highly regulated industry

• Excellent communication skills, storytelling, and organizational skills thatinstillsconfidence in senior leaders, cross-functional partners, and peers

• Relentless follow through and commitment to do the right through and do what you say

• Detail and design oriented; the details really matter to you

• Passionate about tackling complicated and impactful customer and business problems

• Critical, analytical thinker and comfortable analyzing data and pulling out key insights

• Proventrack recordof navigating through the full product life cycle, integrating customer feedback in requirements, driving prioritization, and pre/post-launch execute

• Experience in the fintech industry with demonstratable knowledge of industry best practices

• Critical, analytical thinker and comfortable analyzing data and pulling out key insights

What will set you apart

• MBA is a plus

• Product management experience owningplatforms or infrastructure-heavy domains

• Experience withpayments, fintech, banking, or brokerage systems(strongly preferred)

• Deep understanding ofmoney movement mechanics(ACH, ACATS, rollovers, verification)

• Ability to work closely with engineers ontechnical system design and tradeoffs

• Strong operational mindset with focus onaccuracy, reliability, and compliance

• Experience improvingconversion and throughput in complex workflows

• Comfort working acrossexternal partners and vendors

• Strong prioritization skills across competing platform and experience needs

***Applicants must be authorized to work for any employer in the U.S. We are unable to sponsor or take over sponsorship of an employment visa at this time, including CPT/OPT.***

What we offer you

We offer an array of diverse and inclusive benefits regardless of where you are in your career. We believe that providing our employees with the means to lead healthy balanced lives results in the best possible work performance.

• Medical, dental, vision and life insurance
• Retirement savings - 401(k) plan with generous company matching contributions (up to 6%), financial advisory services, potential company discretionary contribution, and a broad investment lineup
• Tuition reimbursement up to $5,250/year
• Business-casual environment that includes the option to wear jeans
• Generous paid time off upon hire - including a paid time off program plus ten paid company holidays and three floating holidays each calendar year
• Paid volunteer time - 16 hours per calendar year
• Leave of absence programs - including paid parental leave, paid short- and long-term disability, and Family and Medical Leave (FMLA)
• Business Resource Groups (BRGs) - BRGs facilitate inclusion and collaboration across our business internally and throughout the communities where we live, work and play. BRGs are open to all.

Base Salary Range

$114,000.00 - $165,300.00

The salary range above shows the typical minimum to maximum base salary range for this position in the location listed. Non-sales positions have the opportunity to participate in a bonus program. Sales positions are eligible for sales incentives, and in some instances a bonus plan, whereby total compensation may far exceed base salary depending on individual performance. Actual compensation offered may vary from posted hiring range based upon geographic location, work experience, education, licensure requirements and/or skill level and will be finalized at the time of offer.

Equal opportunity employer * Drug-free workplace

We are an equal opportunity employer with a commitment to diversity. All individuals, regardless of personal characteristics, are encouraged to apply. All qualified applicants will receive consideration for employment without regard to age (40 and over), race, color, national origin, ancestry, sex, sexual orientation, gender, gender identity, gender expression, marital status, pregnancy, religion, physical or mental disability, military or veteran status, genetic information, or any other status protected by applicable state or local law.

***For remote and hybrid positions you will be required to provide reliable high-speed internet with a wired connection as well as a place in your home to work with limited disruption. You must have reliable connectivity from an internet service provider that is fiber, cable or DSL internet. Other necessary computer equipment, will be provided. You may be required to work in the office if you do not have an adequate home work environment and the required internet connection.***

Job Posting End Date at 12:01 am on:

06-13-2026

Want the latest money news and views shaping how we live, work and play? Stay in the know with The Currency and sign up for Empower's free newsletter.