AD-Credit Line Increase Strategy

We are currently seeking an Associate Director to drive our credit line increase credit strategy for our Card business. This is a high‑impact role with significant senior‑level exposure, requiring a strategic thinker who can combine deep credit expertise with innovative approaches that balance risk and growth. Key Responsibilities Develop and refine CLI policies to achieve both risk and growth objectives. Conduct deep credit analysis to identify trends, risks, and opportunities within the portfolio. Design and execute A/B testing strategies to evaluate new approaches and optimize outcomes. Prepare and deliver presentations to executive leadership, providing clear insights and actionable recommendations. Lead cross‑functional teams (Product, Marketing, Technology, Operations) to bring strategies to life with great customer experience and flawless execution. Develop and execute on business requirements to implement credit/business strategies to improve our lending portfolio. Effectively prioritize competing initiatives and share with senior leadership tradeoffs and constraints across various projects. Partner with business leaders across functional areas to define priorities, align resources, and communicate progress to executive leadership. Qualifications Bachelor’s Degree in a quantitative discipline (Engineering, Statistics, Economics, Business Management, or Computer Science). 5+ years of experience in consumer lending, driving informative risk decisions through analyses; Master’s or PhD degrees may offset experience. Advanced analytical skillset using tools such as SQL, SAS, R, or Python. Innovative and capable of developing creative solutions to complex, data‑driven problems. Location: Charlotte, NC // HYBRID (Tues. – Thurs.) Benefits Health and wellbeing options including medical, prescription, dental, vision, hearing, accident, hospital indemnity, and life insurances. Up to 4% matching 401(k). Employee Stock Purchase Plan (10% share discount). Tuition reimbursement. Paid time off (15 days’ vacation per year, prorated based on start date). Paid sick leave as determined by state or local ordinance (prorated based on start date). 11 Paid holidays (4 floating holidays, prorated based on start date). Paid volunteer time (3 days per year, prorated based on start date). OneMain Holdings, Inc. is an Equal Employment Opportunity (EEO) employer. Qualified applicants will receive consideration for employment without regard to age, ancestry, citizenship status, color, creed, culture, disability, ethnicity, gender, gender identity or expression, genetic information or history, marital status, military status, national origin, nationality, pregnancy, race, religion, sex, sexual orientation, socioeconomic status, transgender or on any other basis protected by law. #J-18808-Ljbffr Dormont Manufacturing Co