SBA Portfolio Manager

FIRSTRUST BANK
Recognizes the leader in you

As one of the region's foremost community banking institutions, we take pride in fostering leadership.

As a Firstrust employee, your growth is our growth.


For you, that means great benefits, performance-based pay, a meaningful role, and resources to help your success.


For us, that means employees who offer exemplary customer service with a commitment to our values - honesty, integrity and accountability.

*Hybrid Position*

The SBA Portfolio Manager requires in-depth knowledge and experience in exercising sound judgement using best practices within credit and risk administration.

JOB DUTIES AND RESPONSIBILITIES:

• Ensure all Service Level Agreements, regulatory compliance requirements, and Bank's credit risk profiles and profitability are monitored and maintained.
• Manage collections of past due loan payments, lapsing insurance, past due property taxes, document exceptions and other loan issues.
• Prepare loan modifications and servicing action requests for approval, obtain and review legal documents ensuring renewals and modifications are properly documented.
• Coordinate collection and review of financial statements, tax returns, rent rolls, PFS, loan document exceptions and other documents as required by annual reporting requirements.
• Work on Annual Review Process for all required credit relationships.
• Attend designated training classes each year.
• Analyzes portfolio relationships with reasonable involvement from the Relationship Manager.
• Prepares financial models, credit memorandums and has conceptual and practical knowledge of credit policies with the ability to apply them to a variety of situations.
• Exhibits general understanding of organizational structures, documentation, covenants and/or collateral structures.
• Effectively tracks and monitors financial reporting requirements and works with Credit Officer and Senior Portfolio Manager in appropriately rating portfolio credit relationships.
• Exercises adherence to internal portfolio/underwriting processes including timely and accurate data entry to Vikar and/or other centralized systems, as well as, maintaining high quality file documentation in a paperless environment.
• Acts as a resource for colleagues with less experience and may lead projects with moderate resource requirements, risk and/or complexity.

PHYSICAL AND SENSORY REQUIREMENTS:

• Prolonged periods sitting at a desk and working on a computer.

POTENITAL ON-THE-JOB-RISKS:

• None identified.

EDUCATION, TRAINING AND EXPERIENCE:

• 2-7 years of banking experience and commercial credit
• BS or BA Degree in Business Administration or related field experience
• Knowledge of and experience with credit policies and procedures; both for the Bank and the SBA programs as well.
• Prior experience working within an SBA lending team is strongly encouraged.
• Strong interpersonal skills and good oral written communication skills.
• Knowledge of software/systems required to successfully perform job function.
• Proven history of managing high volume workflows.

Firstrust Bank provides equal employment opportunity without regard to race, color, creed, sex (including pregnancy), age, gender, (including gender nonconformity and status as a transgender or transsexual individual), physical or mental disability, religion, national origin, genetics, marital status, veteran's status, ancestry, citizenship, sexual orientation, or other characteristics protected by applicable law. This policy applies to all areas of employment, including, without limitation, recruitment, hiring, training and development, promotion, transfer, termination, compensation, benefits, and all other conditions and privileges of employment in accordance with applicable federal, state and local laws.

Firstrust Bank is an Equal Opportunity Employer.

If you have a disability and need an accommodation to complete the application process, please email Firstrust Bank Human Resources Department View email address on click.appcast.io. Include your full name, best way to reach you, and the accommodation needed to assist with the application process.


Firstrust provides reasonable accommodations so that disabled individuals may participate in the application and selection process. Please state your reasonable accommodation request for assistance in your message.

Only reasonable accommodation requests related to applying for a specific position within Firstrust will be reviewed at the email address and phone number supplied.

Please advise Firstrust of any accommodation you require to express an interest in a specific opening by emailing or calling: View email address on click.appcast.io or View phone number on click.appcast.io.