ESIS Senior Claims Representative, WC

Job Description

Are you looking to grow your career in workers' compensation and claims support? Join ESIS, a leader in risk management and insurance services, where you can help support effective claims handling and contribute to positive outcomes for employees and clients.

Under the direction of the Claims Team Leader, the Senior Workers' Compensation Claim Representative investigates and resolves claims promptly, fairly, and in accordance with established best practices.

Duties may include, but are not limited to:

• Receive and manage new claim assignments.
• Review claim and policy information to establish the background for investigation and determine the extent of the policy's obligation to the insured, depending on the line of business.
• Contact, interview, and obtain statements, recorded or in person, from insureds, claimants, witnesses, physicians, attorneys, police officers, and others to gather necessary claim information.
• Arrange for surveys and expert evaluations, as appropriate.
• Evaluate facts obtained through investigation to determine liability, if any, and the company's obligation to the insured under the policy contract.
• Prepare reports related to investigations, settlements, claim denials, and evaluations of involved parties.
• Set reserves within authority limits and recommend reserve changes to the Team Leader.
• Review claim progress and status with the Team Leader and discuss issues and recommended corrective actions.
• Manage litigation files in a timely and appropriate manner.
• Assist the Team Leader in developing methods and process improvements for claims handling.
• Resolve claims promptly and fairly.
• Obtain releases, proofs of loss, or compensation agreements and issue company drafts for claim and expense payments.
• Inform claimants, insureds, customers, agents, or attorneys of claim denials when applicable.
• May assist the Team Leader and company attorneys in preparing cases for trial by arranging witness attendance and taking statements. Continue efforts to resolve claims before trial.
• Refer claims to subrogation, as appropriate.
• May participate in claim file reviews and audits with customers, insureds, and brokers.
• Administer benefits in a timely and appropriate manner. Maintain control of the claim resolution process to minimize current exposure and future risk.
• Establish and maintain strong working relationships with agents, underwriters, insureds, experts, and other stakeholders.

Depending on line of business, other duties may include:

• Maintaining system logs
• Investigating compensability and benefit entitlement
• Reviewing and approving medical bill payments or forwarding them for outside review, as necessary
• Managing vocational rehabilitation

Qualifications

• Bachelor's degree or equivalent work experience required; advanced degree, such as an MBA, preferred.
• Strong technical claims knowledge and demonstrated proficiency in Workers' Compensation claims, supported by claims handling experience at ESIS or within a similar organization; five or more years of claims handling experience preferred.
• Thorough knowledge of Workers' Compensation products, services, and coverages, with a solid understanding of applicable legal principles.
• Knowledge of Workers' Compensation cost containment programs and proven account management skills.
• Professional insurance designations such as Associate in Claims (AIC), Associate in Risk Management (ARM), AICPCU, or equivalent preferred.
• Ability to plan, organize, and implement general business and people management practices, supported by management and technical training, a business or legal curriculum, or equivalent related experience.
• Strong communication and interpersonal skills with the ability to work effectively with team members, ESIS personnel at all levels, attorneys, producers, and clients/accounts.
• Demonstrated understanding of team-building principles and the ability to apply them to ongoing and planned activities.
• Ability to evaluate the effectiveness of programs and procedures and recommend improvements; ability to facilitate and lead groups.
• Strong analytical and evaluative thinking skills, with the ability to consider multiple sources of information when forming conclusions and determining next steps.
• Demonstrated professionalism, credibility, and commitment to established strategies and values.
• Creativity, initiative, and self-motivation demonstrated through direct claim handling and related responsibilities.
• Ability to manage priorities and allocate resources effectively in support of timely, high-quality service and long-term claims handling objectives.

An applicable resident or designated home state adjuster's license is required for ESIS Field Claims Adjusters. Adjusters that do not fulfill the license requirements will not meet ESIS's employment requirements for handling claims. ESIS supports independent self-study time and will allow up to 4 months to pass the adjuster licensing exam.

ESIS, a Chubb company, provides claim and risk management services to a wide variety of commercial clients. ESIS' innovative best-in-class approach to program design, integration, and achievement of results aligns with the needs and expectations of our clients' unique risk management needs. With more than 70 years of experience, and offerings in both the U.S. and globally, ESIS provides one of the industry's broadest selections of risk management solutions covering both pre- and post-loss services.

The pay range for the role is $71,000 to $104,000. The specific offer will depend on an applicant's skills and other factors. This role may also be eligible to participate in a discretionary annual incentive program. Chubb offers a comprehensive benefits package, more details on which can be found on our careers website.

About Us

Chubb is a world leader in insurance. With operations in 54 countries, Chubb provides commercial and personal property and casualty insurance, personal accident and supplemental health insurance, reinsurance, and life insurance to a diverse group of clients. The company is distinguished by its extensive product and service offerings, broad distribution capabilities, exceptional financial strength, underwriting excellence, superior claims handling expertise and local operations globally. At Chubb, we are committed to equal employment opportunity and compliance with all laws and regulations pertaining to it. Our policy is to provide employment, training, compensation, promotion, and other conditions or opportunities of employment, without regard to race, color, religious creed, sex, gender, gender identity, gender expression, sexual orientation, marital status, national origin, ancestry, mental and physical disability, medical condition, genetic information, military and veteran status, age, and pregnancy or any other characteristic protected by law. Performance and qualifications are the only basis upon which we hire, assign, promote, compensate, develop and retain employees. Chubb prohibits all unlawful discrimination, harassment and retaliation against any individual who reports discrimination or harassment.

Job Info

• Job Identification 35383
• Job Schedule Full time
• Regular or Temporary Regular
• Job Category Claims Adjusting
• Business Unit United States
• Legal Employer ACE American Insurance Company