Mortgage Loan Originator

Mortgage Loan Originator page is loaded## Mortgage Loan Originatorlocations: Maintime type: Full timeposted on: Posted Todayjob requisition id: R-101579If you would enjoy working in a dynamic environment and are looking for an opportunity to become part of a stellar team of professionals dedicated to service, we invite you to apply online today.This position offers a flexible hybrid work arrangement, allowing employees to balance in-office collaboration with the benefits of remote work. We provide the necessary tools and technology to ensure seamless productivity, whether you're working from home or the office.Assist intermediaries and prospective members with their mortgage lending needs in an efficient, accurate, and professional manner. This includes but is not limited to answering general questions, pre-qualification, new loan origination, maintaining an active pipeline, proactively seeking new loan prospects, and processing support.**ESSENTIAL DUTIES AND RESPONSIBILITIES** include the following. Other duties may be assigned.* Proactively solicit mortgage referrals from internal sources (branches, member services, new business development, etc...) and act as subject matter expert on 1st mortgages for new and existing members.* Review/Follow Up on all 1st mortgage loan referrals, and originate 1st mortgage loans via telephone sales presentations as well as face to face as needed, always taking complete loan applications.* Work with loan processors and underwriters, as well as Realtors and title attorneys to build teamwork through communication.* Meet all loan production, service, and quality goals through proactive and responsive self-sourcing as well as pipeline management activities.* Conduct and participate in mortgage related promotional events, activities, and seminars, and maintain a strong working knowledge of current trends, compliance requirements, and other industry changes.**EDUCATIONAL AND WORK EXPERIENCE REQUIREMENTS*** Most recent 2 years of production including experience with conventional saleable purchase money loans and purchase transactions from external referral sources preferred.* Must have and be eligible to maintain an active NMLS License Number.* Minimum experience of 5 years in residential lending preferred.**ADDITIONAL/IMPORTANT SKILLSETS*** Must have documented current loan referral sources* Strong knowledge of Fannie Mae/Freddie Mac and FHA, VA, and USDA Guidelines.* Demonstrated knowledge and practical experience in applying credit risk principles to lending recommendations.* Understanding of financial services related products and overall financial services operations.* Excellent verbal and written communication skills.* Ability to routinely work Saturdays.* Fluent in English required and Spanish preferred.**PHYSICAL REQUIREMENTS:**To perform this job successfully, the employee must be able to perform each essential job duty satisfactorily. All employees must be able to communicate face to face or through technology with or without reasonable accommodation. Employee will be in an office environment (well-lighted, heated, and air-conditioned) typically stationed at a desk or table. Employee will be asked to sit and stand for various increments of time, and to lift/push up 10 lbs. Clerical office duties on various forms of technology are required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential job functions.All positions that have lending responsibilities must comply with all requirements under the SAFE ACT, as well as the Credit Union’s policies and procedures related to the SAFE ACT. This includes an obligation on the employee’s part to ensure that NMLA registration pertaining to the SAFE ACT is kept current. The employee must notify the Credit Union within 30 days of any changes that need to be reflected on the NMLS registry.Georgia’s Own Credit Union is an equal opportunity employer and will not discriminate against any employee or applicant on the basis of age, color, disability, gender, national origin, race, religion, sexual orientation, veteran status, or any classification protected by federal, state, or local law. Consistent with obligations under federal law, every company that is a federal contractor or subcontractor is committed to taking affirmative action to employ and advance women, minorities, disabled veterans, special disabled veterans, veterans of the Vietnam era, and other eligible veterans.We are an equal opportunity employer. Employment selection and related decisions are made without regard to sex, race, age, disability, religion, national origin, color or any other protected class.[](blob: / 0:25# **Georgia’s Own Credit Union named to 2025 Top Workplaces USA list**Georgia’s Own Credit Union is proud to be named to the .Organizations must receive at least a 35% response rate on their employee engagement surveys to be considered for the Top Workplaces award from Energage. Questions range from employees’ experiences with work-life balance and their overall well-being to communication, innovation, and values within the organization.As a full-service, not-for-profit financial institution, serving our members, giving back to our communities, and cultivating our employees is at the heart of what we do. That includes providing a flexible, innovative, engaging, and progressive work environment—just to name a few.We had an impressive participation rate of 75% in the employee engagement survey. Below is what some of our incredible employees have to say about :*“In my work, I can be very flexible with my schedule, and I feel like I can contribute to the overall success of the company.”**“Georgia’s Own is truly a fabulous place to work. I love my job because regardless of what area, everyone is focused on ensuring that our members have what they need to succeed. And that’s a good mission!”**“I can contribute to the greater cause of providing our community with financial assistance to meet the dreams and needs of their families.”**“I love the people that I work with and the vision behind who Georgia’s Own is and continues to be. I love being a part of an organization that cares for the community, starting with their very own employees and members.”*We’re honored to be included among some of the most highly regarded organizations in the nation. This award would not have been possible without our extraordinary employees who work hand-in-hand to ensure our mission of Banking on Purpose remains the foundation of our work. #J-18808-Ljbffr