CFO

Chief Financial Officerinterface.ai is redefining how financial institutions serve their members through agentic AI and conversational AI — and we're doing it in production, at scale, with real outcomes. $30M in Series A funding. Cash-flow positive. A mission that matters: democratizing financial wellness for every American, not just the ones who can afford a private banker.As Chief Financial Officer, you will be responsible for interface.ai's end-to-end financial stewardship—defining strategy, driving execution, and earning trust with customers, investors, auditors, and regulators.You will build and lead a high-performing finance organization, embed operating discipline across quote-to-cash, accounting, and FP&A, and partner with Product, Engineering, Legal, and GTM to strengthen unit economics, support bank-grade vendor diligence, and accelerate compliant, durable growth.This is a senior executive role, reporting directly to the CEO, with regular engagement with the board, financial institution CISOs, and regulators.Strategy, Planning & Operating CadenceOwn the long-range plan, annual operating plan, and rolling forecasts; align spend with growth priorities and capital efficiencyRun a disciplined operating cadence (weekly/monthly business reviews) with KPIs including ARR/NRR, gross margin, CAC payback, LTV/CAC, magic number, cash runway, and hiring vs. planDrive scenario modeling for market expansion, product investment, and hiring plans; establish ROI frameworks for major betsAccounting, Revenue Recognition & Close ExcellenceLead U.S. GAAP accounting and revenue recognition for multi-year, usage-based, and multi-element SaaS contractsAutomate month-end/quarter-end close; manage audit and tax compliance; implement policies and controls for audit-readinessOversee multi-entity consolidations, state/local tax, and global expansion mechanics (entity setup, transfer pricing)Systems, Data & AutomationOwn the finance stack: implement and integrate core systems for accounting, billing, customer/CRM data, and analytics so information moves cleanly from deal to invoice to revenue to forecastEstablish data governance (system-of-records, KPI lineage, access controls) to ensure single-source-of-truth reportingRevenue Quality, Pricing & RevOpsCo-own pricing & packaging with Product/GTM; set deal guardrails, discount frameworks, and approvals to protect marginPartner with RevOps on pipeline integrity, forecast accuracy, sales compensation design, territory/quota planning, and productivity analyticsCapital Strategy, Treasury & Investor RelationsLead equity/debt strategy, fundraising readiness, and investor narrative; run diligence and manage covenantsManage cash, collections, working capital, and banking relationships; optimize cash-flow forecasting and treasury operationsOwn board reporting and communications; present performance, outlook, and risk/mitigation with clarityBank-Grade Third-Party Risk, Diligence & ContractingBe the executive owner for credit union/community bank vendor due-diligence responses and ongoing monitoringMaintain a standardized package covering financial statements, SOC 2/ISO attestations, BCP/DR, data residency, sub-processor lists, insurance, and penetration-test summariesDrive contract standards aligned with FI expectations: security/privacy annexes, audit rights, SLAs, breach/BCP obligations, subcontractor controls, termination assistance, and right-to-assess.Security, Privacy & Compliance PartnershipPartner with Security / Legal to maintain SOC 2 Type II and ISO 27001, GLBA/FFIEC-aligned policies, incident-response economics, and vendor-security questionnaire readinessOversee the budget and finance controls that support compliance posture without sacrificing velocityBusiness Continuity, Resilience & InsuranceOwn financial oversight of BCP/DR testing, RTO/RPO commitments, supplier redundancy, and tabletop exercises.Maintain insurance portfolio (E&O, cyber, D&O, general liability) with limits aligned to contractual requirements.Internal Controls & Audit ReadinessImplement a pragmatic internal-controls framework (approval matrices, vendor onboarding, revenue policies, access/SOD, change management).Stand up Audit/Finance Committee cadence and pre-SOX discipline to prepare for later-stage scale.Team Leadership & Org DesignBuild and mentor a high-performing team across Accounting, FP&A, and Finance Ops; attract and develop talent ahead of need.Optionally steward People/HR ops in partnership with the People leader (comp/benefits/ESPP, headcount plan governance) as the company scales.What You BringProven finance leadership in high-growth B2B SaaS (ideally seen Series B–D), with experience as a CFO or VP Finance acting as #1 finance leader.Deep SaaS expertise: Mastery of ARR dynamics, retention cohorts, pipeline/forecast modeling, sales productivity, and unit economics.Accounting & compliance depth: Strong command of GAAP, ASC 606, audit management, tax, and multi-entity consolidations; experience implementing ERP and billing at scale.Capital markets experience: Led or been a primary contributor to venture/debt raises and investor relations; comfortable with board-level storytelling and diligence.Operational excellence: Track record of building scalable processes, systems automation, and a data-driven operating rhythm that improves speed and accuracy.Financial-services readiness: Familiarity with vendor risk management expectations of credit unions/banks, including security attestations and compliant processes.Collaborative leadership: Exceptional communication and influence; trusted partner to GTM, Product, and Customer Success.Startup mindset: Willing to be hands-on while building for scale in a fast-paced, remote-first environment; experience with global teams is a plus.Nice to HaveExperience with AI/ML or enterprise platforms sold to regulated industries.Exposure to government/credit-union procurement processes and customer security reviews.M&A evaluation and post-merger integration experience.Equity administration and 409A/comp design oversight.Compensation:Compensation is expected to be between $300,000 - $335,000 in base salary. Exact compensation may vary based on skills and location.Equity package commensurate with stage and impact potential. Benefits: 100% paid health, dental & vision care401(k) & financial wellness perksDiscretionary PTO + paid parental leaveMental health, wellness & family benefitsA mission-driven team shaping the future of banking WHY INTERFACE.AISeries A · $30M raised · Cash-flow positive — we're not burning cash hoping the product works. It works. Customers are live, revenue is real, and the mission — bringing intelligent financial services to everyday Americans — is one you can explain to your family without a slide deck.You'll work directly with Bruce Kim (Co-Founder) and Srinivas Njay (CEO) — founders who understand engineering deeply and give their VP the authority and trust to actually run the global function. We offer top-of-market base, significant early-stage equity, comprehensive benefits, and a modern SF office that's worth showing up to.The team we're building is small enough that your judgment shapes everything. The market we're in is large enough that what you build will matter for a long time.