Mortgage Loan Officer

Job Description

Join Loanville — Where Passion Meets Performance in Mortgage Lending

Loanville is growing fast, and we’re looking for licensed mortgage loan officers — or aspiring professionals with mortgage experience — ready to take their careers to the next level. Whether you're just starting out or looking for a high-energy team to plug into, we provide the training, support, and resources you need to succeed.

This is not your typical desk job. This is a fast-paced, high-reward sales role where your drive and determination directly translate to earnings. At Loanville, effort matters, and results are rewarded.

Why Loanville?

• Hands-On Leadership: Our five owners don’t sit back — they’re on the front lines, actively selling and supporting the team. You won’t be left to fend for yourself. From closing tough files to re-engaging cold leads, we’ve got your back.

• Exceptional Training & Support: We’re deeply invested in our loan officers’ success. From daily sales training to individualized coaching and hands-on file assistance, we give you the tools to close more deals and build confidence fast.

• Consistent Lead Flow: No more waiting around for business. We provide strong lead flow, technical support, and real-time assistance to help you move clients through the pipeline efficiently.

• Unmatched Product Variety: We don’t shy away from tough deals. We’re experts in refinance, purchase, HELOC, HEL, non-QM (DSCR, bank statement, delayed purchase financing), low FICO (down to 500), and down payment assistance programs. If there's a way to make it work, we find it.

• Career Growth from Within: With our rapid expansion, leadership opportunities are on the horizon — and we promote from within. Show your passion and dedication, and you’ll move up.

What You Can Expect to Earn

• New loan officers: Show up with intent and put in the effort — you can expect to earn $60K+ in your first year, with top new talent breaking $150K.

• Experienced bankers: Most exceed $100K easily, with high performers hitting $250K+.

Compensation & Benefits

• Competitive pay structure

• Comprehensive benefits package

• Ongoing training and mentorship

• A collaborative, high-performance team environment

Key Responsibilities

• Assess loan applications by evaluating credit reports, income documentation, and financial statements

• Guide clients through the mortgage loan process, providing expert advice and answering questions clearly

• Collaborate with underwriters to ensure loans are processed accurately and efficiently

• Conduct credit and risk analyses to determine appropriate loan terms and interest rates

• Negotiate loan terms and conditions with borrowers while maintaining compliance standards

• Prepare and review loan documents and contracts for approval and signature

• Monitor loan performance and follow up on delinquent accounts to ensure repayment

• Stay informed on evolving industry regulations, lending policies, and compliance requirements

Key Skills & Qualifications

• Exceptional customer service and interpersonal skills

• Solid understanding of mortgage lending practices, banking products, and financial services

• Proficient in analyzing financial statements and assessing borrower creditworthiness

• Experience with loan origination software and financial tools (e.g., Encompass, Calyx, or similar)

• Strong written and verbal communication skills to explain financial details clearly to clients

• Effective negotiation abilities to structure competitive and compliant loan solutions

Note: This job description is not exhaustive. Additional responsibilities may be assigned as business needs evolve.

Job Type: Full-time

Pay: $50,000.00 - $250,000.00 per year

Benefits

• 401(k)

• Dental insurance

• Health insurance

• Referral program

• Vision insurance

• Frequent contests with cash prizes

Compensation Package

• Bonus opportunities

• Commission only

• Commission pay

Schedule

• 8 hour shift

• Monday to Friday

• No weekends

Ability to Commute

• Troy, MI 48084 (Required)

Ability to Relocate

• Troy, MI 48084: Relocate before starting work (Required)

Work Location

In person

Company Description

Loanville LLC is a brokerage designed for hustlers and hustlers only. Your work ethic determines your pay; the harder you work, the more money you make. The sky is the limit!! Are you up for the challenge?