Financial Services Representative (Bilingual)

Financial Services Representative

The Financial Services Representative (FSR) is responsible for driving loan sales, managing past-due accounts, preparing tax returns, and working directly with customers to meet financial needs. This role requires daily outbound calling, including high-volume collection activity, meeting with customers in person, and closing loans. The FSR is accountable for keeping accounts current while consistently generating new business. Success in this role requires the ability to manage a fast-paced workload, handle challenging conversations, and meet performance goals across sales, collections, tax services, and branch operations, with opportunities for performance-based earnings and advancement.

Compensation

$17-$20 per hour, based on experience and location, plus performance-based bonus opportunities. Total earnings increase with strong individual and branch performance.

Why Join World :

Strong growth opportunities Many of our leaders, including executives, started in this role

Promote-from-within culture A large percentage of team members advance into leadership roles

Performance-based earnings Bonus opportunities tied to branch results

Comprehensive benefits for all stages of life Including major medical, dental, vision, life insurance, long-term disability, and free mental health support

Retirement and time off 401(k) with company match, paid holidays, and vacation time

Community focus Paid volunteer time and a strong commitment to giving back

Work-life balance Predictable schedules with a focus on time outside of work

About World Finance :

World Finance has been recognized as a Top Workplace USA for six consecutive years and a Newsweek Most Trustworthy Company. Since 1962, we have helped millions of customers meet their financial needs through personal loans, tax services, and credit-building solutions. With over 1,000 branches across 16 states, we are committed to serving the communities where we live and work.

Essential Duties and Responsibilities:

Drive and close loan sales by taking applications, explaining terms, and asking for the business

Conduct substantial daily outbound customer outreach for collections, application follow-up, tax services, and new business generation; thrive in a high-volume, phone-intensive environment

Manage delinquent accounts by securing payments and setting payment arrangements

Contact approved, pending, and former borrowers to drive loan volume and identify opportunities for additional financial products and services

Prepare individual tax returns, gather and review required documentation, and assist customers with tax-related questions in compliance with company policies and applicable regulations

Assist customers in person with loan applications, tax preparation services, payments, account questions, and issue resolution

Process payments, account updates, tax-related documentation, and document all activity in company systems

Maintain accurate and compliant records, including timely credit denial letters and required tax documentation

Handle and balance cash, and complete required bank runs to deliver deposits

Follow company policies, procedures, and regulatory requirements

Complete required training and meet performance expectations for sales, collections, tax preparation, and account management

Basic Requirements :

High school diploma or equivalent

Valid driver's license, reliable transportation, and current insurance

Must be able to independently perform all required bank runs, including transporting deposits, without relying on non-employees for transportation

Ability to obtain required insurance licensing

Bilingual in English and Spanish

Experience & Skills :

Experience in sales, customer service, collections, or account management with measurable results

Proven ability to handle high-volume calls and difficult customer conversations

Track record of meeting or exceeding goals in a fast-paced environment

Strong communication, problem-solving, and organizational skills

Basic computer skills with accurate and consistent data entry

Preferred Backgrounds :

Experience in banking, retail, restaurants, hospitality, collections, call centers, insurance, healthcare front office, or similar customer-facing roles is preferred.

Physical and Environmental Requirements :

Office based role with standard lighting and noise levels

Regular in-person attendance during scheduled work hours is essential; occasional extended hours or weekend work may be required based on business needs

Combination of stationary work and regular movement throughout the office, including occasional walking, standing, bending, reaching, and similar activities

Occasional light lifting, pushing, or pulling of office materials (generally up to 30 pounds)

Ability to perform computer work, handle documents, and communicate information effectively

Fast paced environment with shifting priorities and deadlines; requires professionalism, adaptability, collaboration, and multitasking

Frequent interaction with customers and coworkers; must communicate clearly and professionally in person, by phone, and electronically

May assist with general office upkeep to maintain a professional environment

Occasional local travel to offsite locations and banks as required for business purposes

Disclaimers: World Finance is an Equal Opportunity Employer and provides reasonable accommodation(s) to qualified individuals with disabilities in accordance with the Americans with Disabilities Act and applicable state and local laws. Applicants or employees who believe they need reasonable accommodation(s) should contact Human Resources or their manager.

The duties and responsibilities listed above present the essential functions of the position. Reasonable accommodation(s) may be made to enable individuals with disabilities to perform these essential functions, unless doing so would cause undue hardship to the Company.

The physical and environmental demands described above are representative of those that must be met to successfully perform the essential functions of the job. Reasonable accommodation(s) may be made to enable individuals with disabilities to perform these functions.

Please note that this job description is not designed to cover or contain a comprehensive listing of activities, duties, or responsibilities that are required of the employee. The employer reserves the right to modify, assign, or reassign duties, responsibilities, and activities at any time with or without notice as needed to meet business needs.

It is the policy of World Acceptance Corporation to provide equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state or local law. The duties listed are the essential functions of this position. Reasonable accommodations may be made unless they create an undue hardship to the Company. Physical and environmental requirements are representative of those needed to successfully perform the job.