Captive Consultant

The Captive Consultant role offers the opportunity to make a meaningful impact by serving as a trusted advisor at the center of innovative risk‑financing solutions. In this position, you’ll shape the development of captive insurance programs from the ground up—guiding feasibility studies, driving actuarial insights, and transforming complex data into strategies that help clients take control of their risk. You’ll work hands‑on with exposure data, loss trends, and advanced actuarial concepts, bringing together your technical expertise and business acumen to build programs that deliver measurable value. This is a role for a forward‑thinking, self‑driven professional who thrives on problem‑solving and collaboration. With deep experience across Workers’ Compensation, Auto Liability, General Liability, and Professional Liability exposures, you’ll play a key part in the ongoing operation and evolution of captive structures for a diverse portfolio of clients. As a Captive Consultant, you’ll not only elevate client outcomes but also contribute directly to revenue growth and the expansion of a high‑impact practice—making it an ideal opportunity for someone eager to lead, innovate, and grow within the insurance brokerage field. Your Impact: Provide Actuarial & Analytical Support Gather and validate exposure data including payroll, sales, mileage, and other key business indicators used in actuarial modeling. Review insurance policies and loss runs, perform trend analysis, and interpret loss payment patterns and loss development consistent with captive feasibility and reserving practices. Contribute to actuarial components of feasibility studies including loss projections, premium rate development, and reserve analyses, aligned with industry standards for captive feasibility work. Assist with financial modeling including pro forma balance sheets, income statements, cash flows, and capital adequacy considerations as typical in captive insurance consulting. Captive Feasibility & Program Design Produce key sections of feasibility studies, including risk assessments, structure recommendations, domicile considerations, reinsurance options, and long‑term financial viability analyses. Support evaluation of captive structures for cost reduction, control of risk, and capacity enhancement, consistent with feasibility frameworks used across the industry. Analyze fronting, reinsurance, and capitalization requirements necessary for captive formation and regulatory submissions. Provide ongoing analytical support post‑formation, including reserve reviews, premium allocation, and performance reporting in line with common captive consulting practices. Successful Candidates Will Have: Minimum 4+ years of captive insurance experience, preferably with exposure to multiple lines including WC, AL, GL, and PL. Strong understanding of actuarial concepts such as loss development, exposure analysis, reserving, and pricing—able to work independently without extensive training. Direct experience within actuarial analysis, underwriting, captive consulting, or alternative risk financing. Risk Strategies is an equal opportunity workplace and is committed to ensuring equal employment opportunity without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, Veteran status, or other legally protected characteristics. Learn more about working at Risk Strategies by visiting our careers page: Pay Range $84,200 - $125,000 Annual #J-18808-Ljbffr Risk Strategies Company