Senior Manager, Fraud Analytics & Solutions Implementation

Job Overview Join a high-impact team at the forefront of fraud prevention and digital transformation. In this newly created role, you'll lead the implementation and optimization of a next‑generation fraud orchestration platform that connects multiple vendor solutions into a single, streamlined experience. You'll work closely with Fraud, Product, Technology, and Business leaders across the bank, gaining exposure to enterprise‑wide initiatives that directly protect customers and reduce fraud losses. This is an opportunity to combine your expertise in fraud analytics, SQL, and vendor implementation while driving meaningful change across the organization. You'll have the freedom to bring forward innovative, out‑of‑the‑box ideas, influence fraud strategy, and become a key subject‑matter expert in a highly visible area of the business. If you're passionate about solving complex fraud challenges, leveraging data to drive decisions, and making a measurable impact, this role offers exceptional growth, visibility, and career development opportunities at BMO. This is a hybrid role that currently requires 2‑3 days in the office. The office location is noted in the Job Posting for this role. This is an Individual Contributor role with no direct reports. Core Responsibilities Performs sophisticated data analytics to explore and identify known or previously unidentified criminal behaviours among customer and employee groups across BMO. Identifies and understands new and emerging patterns of fraud, both external and internal. Develops and maintains models and metrics, scenarios, profiles and parameters used to improve the efficiency of fraud detection systems. Supports development and execution of strategic initiatives in collaboration with stakeholders. Skills & Experience 5+ years of experience writing complex SQL queries 5+ years Advanced knowledge of Statistical Analyses Proven expertise with identifying Fraud thru metrics and database queries in SQL and/or SAS Ideally experience with Fraud vendors such as Threatmetrix, Alloy, and Biocatch 5+ years of implementing controls and onboarding/implement Fraud Vendors Expertise with Power Point slides Expertise with MS Excel (pivot tables, conditional formatting, etc.) Ideally experience with Power BI Additional Responsibilities A data analytics‑driven professional who consistently leverages quantitative insights to inform decision‑making, optimize processes, and strengthen policy outcomes. Demonstrates strong proficiency in data interpretation, statistical analysis, and performance measurement, translating complex datasets into clear, actionable recommendations. Approaches policy assessment with a structured, evidence‑based mindset, ensuring that strategic initiatives are supported by measurable impact analysis, risk evaluation, and trend forecasting. Exhibits a high level of analytical rigor, attention to detail, and objectivity, while maintaining the ability to communicate findings effectively to both technical and executive audiences. Committed to continuous improvement, governance standards, and aligning analytical insights with organizational objectives. Fosters a culture aligned to BMO purpose, values and strategy and role models BMO values and behaviours in all that they do. Ensures alignment between values and behaviour that fosters diversity and inclusion. Regularly connects work to BMO's purpose, sets inspirational goals, defines clear expected outcomes, and ensures clear accountability for follow through. Builds interdependent teams that collaborate across functional and operating groups to create the highest value for all stakeholders. Attracts, retains, and enables the career development of top talent. Improves team performance, recognizes and rewards performance, coaches employees, supports their development, and manages poor performance. Provides strategic input into business decisions as a trusted advisor. Acts as a subject matter expert on relevant regulations and policies. May network with industry contacts to gain competitive insights and best practices. Ensures alignment between analytics, business and technical sides of strategies to improve performance and effectiveness. Conducts independent analysis and assessment to resolve strategic issues. Helps determine business priorities and best sequence for execution of business/group strategy. Acts as the prime subject matter expert for internal/external stakeholders. Breaks down strategic problems, and analyses data and information to provide insights and recommendations. Monitors and tracks performance, and addresses any issues. Leads the execution of operational programs; assesses and adapts as needed to ensure quality of execution. Applies risk mitigation and management methods to manage/refines risk approaches within the function/process. Ensures policies, processes and controls are implemented and adhered to. Develops/manages comprehensive information management systems; designs and/or leads initiatives to improve processes, analysis and reporting. Leads/participates in the design, implementation and management of core business/group processes. Identifies and acquires appropriate data for fraud analysis based on knowledge of BMO product, data warehouse systems and architectural linkages. Develops complex technical rules/ scenarios to maximize the effectiveness of fraud detection and prevention programs. Applies statistical, data mining and pattern analysis techniques to determine relationships between transactions, customer data and known/predicted fraudulent behaviours. Summarizes statistical findings, draws conclusions and presents actionable business recommendations. Conducts programming as required for data mining mainframe jobs and develops detection rules/ scenarios or automated reports for Investigator use. Manages risk and minimizes losses through monitoring, controlling, audits and verifications in accordance with compliance requirements, policies, procedures and regulations. Provides leadership and oversight on the identification, analysis and resolution of issues, recommending appropriate courses of action and creating solutions. Operates at a group/enterprise‑wide level and serves as a specialist resource to senior leaders and stakeholders. Applies expertise and thinks creatively to address unique or ambiguous situations and to find solutions to problems that can be complex and non‑routine. Implements changes in response to shifting trends. Broader work or accountabilities may be assigned as needed. Take measured risks while protecting the bank by applying our Risk Management Framework in the execution of your role, in line with our Risk Culture and within our approved Risk Appetite, making sound and risk informed decisions that align to business strategy, protect assets, and adhere to applicable policy documents (Frameworks, Policies, Standards, Procedures and Supporting documents), laws and regulations. Qualifications Typically 7+ years of relevant experience and a Masters degree in related field of study. Advanced technical skills and knowledge. Advanced knowledge of fraud and security management. Advanced knowledge of Statistical Analyses and Human Behaviour Modeling. In‑depth knowledge of risk and technology management as applied to fraud and/or criminal risk. Seasoned professional with a combination of education, experience and industry knowledge. Verbal & written communication skills - In‑depth / Expert. Analytical and problem solving skills - In‑depth / Expert. Influence skills - In‑depth / Expert. Collaboration & team skills; with a focus on cross‑group collaboration - In‑depth / Expert. Able to manage ambiguity. Data driven decision making - In‑depth / Expert. Salary $102,000.00 - $190,000.00 EEO Statement BMO is proud to be an equal employment opportunity employer. We evaluate applicants without regard to race, religion, color, national origin, sex (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity, gender expression, transgender status, sexual stereotypes, age, status as a protected veteran, status as an individual with a disability, or any other legally protected characteristics. We also consider applicants with criminal histories, consistent with applicable federal, state and local law. BMO is committed to working with and providing reasonable accommodations to individuals with disabilities. If you need a reasonable accommodation because of a disability for any part of the employment process, please contact BMO Careers Support and let them know the nature of your request and your contact information. #J-18808-Ljbffr Hispanic Alliance for Career Enhancement