Senior Financial Analyst

Senior Financial AnalystAt Municipal Credit Union, we believe that an incredible culture helps create a happy and motivated team that works hard to achieve the best results for themselves and their members. For more than 100 years, MCU has provided affordable financial products and convenient services to a membership base that is now comprised of over 600,000 individuals. With each new generation we have the pleasure of interacting with, we maintain the credit union promise of people helping people.Our Mission: To help hard-working New Yorkers build better tomorrowsOur Vision: Be New York's most loved financial institution by helping our members build their best financial futuresOverview: The Senior Financial Analyst plays an integral role in helping MCU achieve its organizational objectives and contributes to the company's success by providing timely data-driven insights and decision-support analysis. Supports the Director of FP&A in the credit union's financial planning, forecasting, budgeting and strategic analysis functions.Responsibilities:Participate in periodic forecasting process to ensure both the timeliness and accuracy of reporting. Utilize enterprise resource systems as well as advanced Excel spreadsheets.Serve as the subject matter expert on all planning and budgeting software tools used by the department.Must be adept at developing ad hoc complex models in Excel when third party models cannot be used.Review and ensure application of appropriate internal controls, compliance and financial procedures.Evaluate business proposals and develop business cases in support of new business initiatives. Support business line peers with decision support analytics.Monitor key financial metrics and performance indicators, analyzing trends and identifying areas for improvement or risk mitigation.Collaborate with the Accounting team during the monthly close process by providing monthly margin analysis, rate volume analysis, ensuring reported results are fairly and accurately reported.Responsible for developing and preparing monthly reporting and analyses for management and board reporting, as well as all ALCO reports.Support finance involvement in internal, external and regulatory examinationsPerforms other related duties as assigned.Requirements:Bachelor's degree in Finance, Economics, Accounting, or a related field. MBA a plus.5+ years of progressive experience in finance.A minimum of 2 years in a finance position at a similarly sized bank or credit union.In-depth knowledge of cash flow modeling, planning systems, and time-value of money.Understanding of the economy and interest rate markets.Strong understanding of bank accounting concepts and GAAP, with the ability to interpret and apply regulatory guidelines effectively.Excellent analytical skills and attention to detail, with the ability to analyze complex financial data and draw actionable insights.Adept at driving results in a collaborative environment.Exceptional communication and interpersonal skills, with the ability to articulate financial concepts to diverse audiences and influence decision-making processes.Strategic mindset and forward-thinking approach, with the ability to anticipate challenges and develop proactive solutions.Why you'll be a good fit:Our Core Values are an integral part of who we are and who we hire. By living our Core Values, every day, we continue to attract the best and brightest talent, achieve unsurpassed results and continuously challenge ourselves to be better than yesterday. These values are at the heart of our organization and within every teammate. To be a great fit, you'll bring the following:Results - We are passionate about winning.Agility - We proactively anticipate, respond and pivot to ensure MCU wins.Integrity - We operate with the highest ethical standards and highest degree of honesty.Belonging - We cultivate a culture of inclusion and teamwork.Ownership - We take personal responsibility and hold ourselves accountable for the results.Why You'll Love Working Here:The pay range for this position is between $95,000-134,730 annually. Actual base pay offered may vary depending on a number of factors such as job-related knowledge, skills, experience, and location. Employees in this position may also be eligible for a discretionary bonus, 401(k) with an 6% employer match per pay period. Benefits for this position include Medical, vision, dental, life, and disability insurance, flexible paid time off and 11 paid holidays annually.Municipal Credit Union (MCU) is an Equal Opportunity Employer. Municipal Credit Union provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by applicable federal, state or local laws.We are committed to hiring, training, cultivating, promoting, and celebrating an environment where we have a welcoming and fulfilling place for all people to call home. Diversity of race, thought, sexual orientation, age, veteran status, religion, and disability will empower us to thrive as individuals, as teams, and as an organization.