Associate Product Manager - Underwriting Strategy

Role Description

The Associate Product Manager, Underwriting Strategy, will play a critical role in shaping and advancing the portfolio-level underwriting strategy for our Pet Insurance products. This role requires a blend of analytical rigor, strategic thinking, and strong cross-functional collaboration to drive profitable growth.

• Use data-driven insights to evaluate portfolio performance, identify trends, and uncover opportunities to strengthen pricing, optimize coverage, and refine risk appetite.
• Apply foundational underwriting knowledge and strong business acumen to understand economic drivers and evaluate the impact of strategic decisions across the portfolio.
• Demonstrate exceptional analytical thinking—distilling complex datasets into clear insights—and communicate findings effectively across both technical and non-technical audiences.
• Propose structured, actionable recommendations and influence stakeholders across Product, Underwriting, Actuarial, Claims, and other functions.
• Operate in a dynamic and evolving environment, demonstrating adaptability and a proactive, strategic mindset.
• Translate strategic underwriting goals into operational execution and measurable portfolio outcomes.

Key focus areas include:

• Assessing portfolio trends and identifying areas for profitable growth.
• Applying underwriting acumen and analytical techniques to evaluate performance.
• Supporting pricing, coverage, and appetite decisions driven by data insights.
• Partnering with Underwriting and Product to operationalize strategic recommendations.
• Contributing to a cohesive, scalable underwriting strategy for Pet Insurance.

Qualifications

• Bachelor’s degree in Business, Economics, Finance, Mathematics, Statistics, Analytics, or related field.
• 1–3 years of experience in product, underwriting, insurance analytics, or a related discipline.
• Strong analytical skills and experience working with datasets, metrics, and performance insights.
• Understanding of underwriting principles, insurance product structures, and pricing fundamentals.
• Proficiency in Excel; experience with SQL, Tableau, Power BI, or similar tools is a plus.
• Ability to synthesize complex information and communicate it clearly to both technical and non-technical stakeholders.

Requirements

• Experience in pet insurance, P&C insurance, or specialty insurance markets (preferred).
• Familiarity with rating models, segmentation strategies, and portfolio management concepts (preferred).
• Exposure to agile product development or cross-functional project work (preferred).
• Demonstrated ability to think strategically and translate insights into action (preferred).
• This role does not qualify for employer-sponsored work authorization.

Benefits

• Medical/dental/vision insurance.
• Life insurance.
• Short and long-term disability coverage.
• Paid time off with a minimum of 18 days paid time off each full calendar year, pro-rated quarterly based on hire date.
• Nine paid holidays.
• 8 hours of Lifetime paid time off.
• 8 hours of Unity Day paid time off.
• 401(k) with company match.
• Company-paid pension plan.
• Business casual attire.