Collateral Underwriter

DescriptionD.R. Horton, Inc., the largest homebuilder in the U.S., was founded in 1978 and is a publicly traded company on the New York Stock Exchange. It is engaged in the construction and sale of high quality homes designed principally for the entry-level and first time move-up markets. The Company also provides mortgage financing and title services for homebuyers through its mortgage and title subsidiaries. Please visit our website at for more information.D.R. Horton, Inc. is currently looking for a Collateral Underwriter. The right candidate is responsible for reviewing residential real estate appraisals (collateral to the mortgage) to identify heightened risk valuation, appraisal quality, property eligibility and property compliance violations.Essential Duties and Responsibilities include the following. Other duties may be assigned.Review collateral documentation daily as assigned by the Underwriting Manager, Assistant Underwriting Manager or Team LeadReview and underwrite collateral to ensure the documentation meets investor and program criteriaReview Uniform Collateral Data Portal (UCDP) findings, address appraisal comparable selection, review for marketability and valuation acceptance, and confirm appraisal is completed to Fannie Mae or Freddie Mac standardsReview appraisal against title, flood cert, purchase agreement, etc. for accuracy & consistencyPrioritize collateral documentation reviews to meet departmental turn timesSuccessfully underwrite collateral documentation for loans as defined by the Underwriting Manager, Assistant Underwriting Manager or Team LeadAbility to review other loan conditions as assigned by the Underwriting MangerReview and respond to internal and external auditsPerform audits as requiredConducts all business in a professional and ethical manner to serve customers and increase the goodwill and profit of the companyAbility to work overtimeQualificationsEducation and/or ExperienceHigh school diploma or general education degree (GED)Three to six months of related experience and/or trainingStrong verbal and written communication skillsSuperb organizational skills and provide attention to detailSolid time management skills with a proven ability to meet deadlinesStrong analytical and problem-solving skillsProficiency with or the ability to quickly learn the organization’s systemsAbility to prioritize tasks Ability to act with integrity, professionalism, and confidentialityProficiency with MS Office and email requiredPreferred QualificationsBachelor’s degree from a four-year college or university preferredCome join a winning team with a Fortune 500 company! We are growing fast and are looking for enthusiastic attitudes and team players to join our success. We offer an excellent benefits package including:Medical, Dental and Vision401(K)Employee Stock Purchase PlanFlex Spending AccountsLife & Disability InsuranceVacation, Sick, Personal Time and Company HolidaysMultiple Voluntary and Company provided BenefitsBuild YOUR future with D.R. Horton, America’s Builder. #WeBuildPeopleTooJob Field: UnderwritingOrganization: MortgageSchedule: Full-time