Sr. Lead Software Engineer

If you are excited about shaping the future of technology and driving significant business impact in financial services, we are looking for people just like you. Join our team and help us develop game-changing, high-quality solutions. As a Senior Lead Software Engineer at JPMorgan Chase within Consumer and Community Banking, you will be a key member of a team designing and delivering high-quality architecture solutions across software applications and platform products. You will drive business impact by applying deep technical expertise and structured problem-solving to challenges spanning multiple technologies. You will shape future-state and target-state architecture and influence strategic technology decisions that enable growth, operational excellence, resiliency, and innovation across the firm. Job responsibilities Provide technical leadership and direction to product and engineering teams to deliver outcomes aligned to business priorities. Own end-to-end solution and product architecture for key initiatives, including target-state designs, integration patterns, APIs, and data flows aligned to enterprise standards. Drive architectural decisions and trade-offs across security, resiliency, performance, cost, and time-to-market; manage dependencies and technical risk. Translate product capabilities into scalable system designs, APIs, and data models with clear non-functional requirements . Establish and govern reference architectures, design patterns, and reusable components to accelerate delivery, consistency, and reuse across teams. Partner with product management to shape the roadmap, influence product design, and prioritize architectural investments and technical debt reduction. Guide solution design and implementation across teams, conducting design and code reviews as needed to ensure architectural consistency, quality, and maintainability. Drive adoption and governance of approved AI-assisted engineering practices to improve code quality, delivery speed, and operational outcomes (e.g., code review/refactoring, test acceleration, release readiness, incident/root-cause analysis), including measurable validation standards and SDLC/TLM automation. Apply deep SDLC/toolchain knowledge (CI/CD, testing, automation, observability, and approved AI-assisted capabilities) to increase value realized from automation at scale. Serve as a function-wide subject matter expert in one or more focus areas and contribute to the engineering community by advocating firmwide frameworks, tools, and SDLC practices. Required qualifications, capabilities, and skills Formal training or certification on software engineering concepts and 5+ years applied experience Strong experience owning solution/platform architecture and system design for distributed systems, including trade-offs across security, resiliency, performance, cost, and time-to-market, and driving decisions through architecture reviews/governance. Proven background designing and delivering microservices, APIs, and event-driven architectures (e.g., Kafka), including integration patterns and service boundaries. Hands-on cloud-native engineering experience across multi-cloud and hybrid environments, with strong AWS expertise. Track record of building reusable capabilities (APIs, services, frameworks, reference architectures) and scaling adoption across lines of business via standardization and self-service enablement. Strong partnership skills with Tech Partners and Engineering Leads to review designs, evaluate alternatives, set architectural guardrails, and eliminate anti-patterns by promoting approved patterns and spec-driven development. Experience with Java, Python, and React (or comparable technologies), including the ability to review code, assess implementation approaches, and support engineering teams in delivering secure, scalable, and high-quality solutions. Experience using firm-approved AI-assisted engineering tools (coding, code review, test acceleration, troubleshooting), including practices to validate AI outputs for correctness, performance, and security, and to apply responsible AI controls (data sensitivity, secure handling, resiliency/security expectations). Strong judgment, communication, and stakeholder management skills, with the ability to influence technical direction across multiple teams and senior technology stakeholders. Ability to evaluate current and emerging technologies and recommend best-fit approaches for future-state architecture. Preferred qualifications, capabilities, and skills Experience building and leveraging AI agents and reusable skills/components in production environments. Banking/Financial Services domain expertise, including familiarity with the regulatory and controls environment. Experience operating within formal architecture governance frameworks (e.g., TOGAF or equivalent). Experience driving large-scale platformization efforts (shared services, standardization, self-service adoption, reusable reference architectures). Deep expertise with platform/runtime components such as caching (Redis, Memcached) and workflow/orchestration (Airflow, Temporal). AWS Certified Solutions Architect (Associate or Professional) certification preferred. Chase is a leading financial services firm, helping nearly half of America's households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs. We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process. We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation. Equal Opportunity Employer/Disability/Veterans JPMorgan Chase Bank, N.A.