Bank Services Advisor

Job Description

Job Description

POSITION SUMMARY 

A member of a team responsible for the daily retail operations of the branch office. This includes helping customers with all their retail banking needs while providing excellent customer service. This position will have an equally important role responsible for developing bank deposits and other bank product and service referrals by engaging with existing customers, prospects, and the community.  

ESSENTIAL FUNCTIONS 

Reasonable Accommodations Statement 

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. Reasonable Accommodations may be made to enable qualified individuals with disabilities to perform the essential functions.

Essential Functions Statement(s) 

• Assist customers and prospective customers by opening new accounts and cross-selling additional bank services 

• Set the example of exceptional customer service, going above expectations to serve customers and overall enthusiasm for taking care of customers (external and internal). 

• Work directly with customers and/or associates to handle complaints and objections. 

• Monitoring of cash balances of all tellers and vault 

• Monitoring and overseeing all teller procedures and transactions (balancing, bait money, what checks to cash, initials on transaction, etc.) 

• Responsible for balancing and maintenance on ATM 

• Responsible for assisting the Community President with overall branch security, and adherence to policy and procedures. 

• Responsible for assisting the Community President with maintenance of building and equipment to maintain clean, neat, and orderly appearance of branch and to include maintaining proper inventory and storage of supplies. 

• Engage in business development and customer relationship activities within the branch market. 

• Maintain a sales culture in the branch location by leading or assisting in setting goals for branch deposit and account growth. 

• Sell/refer all retail products and services.  

• Assist the Community President with developing and executing plans to engage with the community, host bank events, attend community events, and utilize time out of the bank to grow the branch deposits while looking for referrals for other bank products and services. 

POSITION QUALIFICATIONS 

Competency Statement(s) 

• Business Acumen - Ability to grasp and understand business concepts and issues.

• Delegating Responsibility - Ability to allocate authority and/or task responsibility to appropriate people.

• Coaching and Development - Ability to provide guidance and feedback to help others strengthen specific knowledge/skill areas.

• Decision Making - Ability to make critical decisions while following company procedures.

• Financial Aptitude - Ability to understand and explain economic and accounting information, prepare and manage budgets, and make sound long-term investment decisions.

• Problem Solving - Ability to find a solution for or to deal proactively with work-related problems.

• Strategic Planning - Ability to develop a vision for the future and create a culture in which the long-range goals can be achieved.

• Self-Motivated - Ability to be internally inspired to perform a task to the best of ones ability using his or her own drive or initiative.

• Accountability - Ability to accept responsibility and account for his/her actions.

• Relationship Building - Ability to effectively build relationships with customers and co-workers.

• Communication, Oral - Ability to communicate effectively with others using the spoken word.

• Communication, Written - Ability to communicate in writing clearly and concisely.

• Customer Oriented - Ability to take care of the customers’ needs while following company procedures.

• Ethical - Ability to demonstrate conduct conforming to a set of values and accepted standards.

SKILLS & ABILITIES 

Education : College education is preferred but not required.

Experience : Minimum of a college degree or 3 years’ experience in a retail banking environment, including supervisory and business development/sales experience or training. 

Computer Skills 

Proficient in Microsoft Word & Excel

Certificates & Licenses 

None required for this position

Other Requirements 

Working knowledge of new account and teller operation procedures, working knowledge of banking regulations, Valid driver's license and good driving record. A desire to engage in sales activities to include outside office business development and community involvement as a significant portion of the role. 

PHYSICAL DEMANDS 

Physical Demands  

Stand F (Frequently) 

Walk F (Frequently) 

Sit C (Constantly) 

Handling / Fingering F (Frequently) 

Reach Outward O (Occasionally) 

Reach Above Shoulder O (Occasionally) 

Climb N (Not Applicable) 

Crawl N (Not Applicable) 

Squat or Kneel O (Occasionally) 

Bend O (Occasionally) 

Lift/Carry 

10 lbs or less O (Occasionally) 

11-20 lbs O (Occasionally) 

21-50 lbs O (Occasionally) 

51-100 lbs O (Occasionally) 

Over 100 lbs N (Not Applicable) 

Push/Pull 

12 lbs or less O (Occasionally) 

13-25 lbs O (Occasionally) 

26-40 lbs O (Occasionally) 

41-100 lbs N (Not Applicable) 

N (Not Applicable) Activity is not applicable to this occupation. 

O (Occasionally) Occupation requires this activity up to 33% of the time (0 - 2.5+ hrs/day) 

F (Frequently) Occupation requires this activity from 33% - 66% of the time (2.5 - 5.5+ hrs/day) 

C (Constantly) Occupation requires this activity more than 66% of the time (5.5+ hrs/day) 

Other Physical Requirements 

Vision (Near, Distance, Color) 

Sense of Sound (Must be able to hear customers and staff talk, hear alarms, etc) 

WORK ENVIRONMENT 

An office environment in a controlled atmosphere building.