Senior Accountant

Chicago, IL | Denver, CO | Phoenix, AZ | Remote, US About Caribou At Caribou, we care about giving people financial freedom so they can focus on what's most important to them. Today, less than two percent of Americans refinance their auto loans despite drastic increases in the cost of new and used cars. We see huge potential to help folks reduce their monthly auto payments and increase the predictability of those expenses over time. We do this by building technology to pair customers with credit unions, banks, and finance companies and by simplifying every step of the process. On average, our drivers save $162/month on their car loans while protecting their investment long term. Caribou is led by leaders from the technology, automotive, and finance industries. We're proud to be backed by a great team of investors, including QED Investors, Goldman Sachs, Moderne Ventures, Accomplice, Link Ventures, Motley Fool Ventures and others. About the Role Caribou is looking for a high-integrity, operational Senior Accountant who thrives in a fast-paced, high-growth environment. Reporting directly to the Senior Manager, Accounting, you will serve as foundational anchor on the Accounting team, taking direct ownership of day-to-day GL activity, while helping us build scalable accounting systems & business processes to support Caribou’s next phase of growth while hyper focused on the precision of our accounting records. This role will: Ensure strict adherence to GAAP and best in class accounting policies and procedures. Oversee high-volume daily refinance loan transactions and own daily bank reconciliations. Own end-to-end Property, Plant, and Equipment (PPE) analysis, capitalization journal entries, and schedule reconciliations. Lead accounting onboarding for new lenders, making sure systems, approval routing, and operational requirements are fully met before launch. Drive key month-end close workflows including preparing complex journal entries and accruals in accordance with pre-established deadlines. Perform monthly balance sheet account and revenue reconciliations ensuring clean tie outs to the general ledger. Support monthly financial reporting deliverables, variance analysis and period-over-period flux reviews against prior periods and budget. Continuously audit close procedures to eliminate bottlenecks, automate manual tasks, and accelerate reporting timelines. Collaborate with the broader Accounting team to establish, document and enforce GAAP-compliant business processes and internal controls. Lead cross-departmental efficiency projects, handle audit queries, and support ad hoc financial analyses as needed. Location: Candidates are welcome to work remotely from the states of AZ, CO, DC, IL, MD, TX, and VA with a preference for the Chicago IL, Denver CO, or Phoenix AZ areas. Caribou does provide the option to work in-office or hybrid from our Denver, CO or Chandler, AZ offices. We may consider remote candidates in CA, FL, MA, NY, OR, WA, and WI, subject to additional approval. Eligibility by state is subject to change. This role may require attendance at occasional in-person team meetings. About You You, like us, are driven to achieve your goals. At Caribou, we have just three core values: Give a damn. Velocity. Make the assist . We're motivated. We race towards our goals. And we help each other along the way. Bachelor’s degree in Accounting, CPA strongly preferred. 3-6 years experience in progressive accounting roles with a preference for public accounting and/or large corporate/fintech experience. Experience with modern accounting software required, with a preference for experience with NetSuite. Strong technical accounting knowledge with an understanding of US GAAP and ability to document accounting conclusions. Exceptional attention to detail, organizational skills, and the ability to handle confidential information with discretion. Excellent interpersonal and communication skills, with the ability to collaborate cross-functionally and effectively present complex information to both finance and non-finance partners. Advanced Excel capabilities with proven ability to manipulate and analyze large, complex datasets. Flexibility to quickly adapt when other high priority needs cause priorities to change. How we will take care of you Everyone at Caribou is a valued team member. Our compensation and benefits package includes: Competitive compensation: $87k - $108k Eligible for annual performance-based Incentive (for applicable opportunities) Equity options Generous paid time off including Flexible Time Off (FTO) for all employees and 100% paid parental leave for all parents Exceptional benefits including highly subsidized medical, dental, and vision plans, and fully company-paid mental health, disability, and basic life insurance Optional benefits to suit your individual circumstances such as HSAs (with Caribou HSA contributions), FSAs, supplemental life and health, legal, and pet insurance Up to $1,000 per year for eligible professional development expenses Employee referral program Our Core Values We come from all walks of life and are joined together by our shared values, which guide our work and how we work together. Give a damn. What we’re doing matters. We show up determined to deliver results, and we love it. Velocity. We’re intentional about where we’re going and we race towards it. Make the assist. We have diverse strengths. We offer and ask for help so we all win. The essential functions of this position require consistent attendance, availability, and active engagement throughout your full scheduled shift. Caribou is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, age, disability, sexual orientation, pregnancy status, marital status, military or protected veteran status, genetics, or any other characteristic protected by law. This position is not restricted solely to the responsibilities listed above, and the scope and responsibilities are subject to change. A pre-employment background check is required as a condition of employment. Applicants must be authorized to work in the United States without the need for active visa support or sponsorship. Voluntary Self-Identification For government reporting purposes, we ask candidates to respond to the below self-identification survey. Completion of the form is entirely voluntary. Whatever your decision, it will not be considered in the hiringprocess or thereafter. Any information that you do provide will be recorded and maintained in aconfidential file. As set forth in Caribou Financial's Equal Employment Opportunity policy,we do not discriminate on the basis of any protected group status under any applicable law. If you believe you belong to any of the categories of protected veterans listed below, please indicate by making the appropriate selection. As a government contractor subject to the Vietnam Era Veterans Readjustment Assistance Act (VEVRAA), we request this information in order to measurethe effectiveness of the outreach and positive recruitment efforts we undertake pursuant to VEVRAA. Classification of protected categoriesis as follows: A "disabled veteran" is one of the following: a veteran of the U.S. military, ground, naval or air service who is entitled to compensation (or who but for the receipt of military retired pay would be entitled to compensation) under laws administered by the Secretary of Veterans Affairs; or a person who was discharged or released from active duty because of a service-connected disability. A "recently separated veteran" means any veteran during the three-year period beginning on the date of such veteran's discharge or release from active duty in the U.S. military, ground, naval, or air service. An "active duty wartime or campaign badge veteran" means a veteran who served on active duty in the U.S. military, ground, naval or air service during a war, or in a campaign or expedition for which a campaign badge has been authorized under the laws administered by the Department of Defense. An "Armed forces service medal veteran" means a veteran who, while serving on active duty in the U.S. military, ground, naval or air service, participated in a United States military operation for which an Armed Forces service medal was awarded pursuant to Executive Order 12985. Voluntary Self-Identification of Disability Form CC-305 Page 1 of 1 OMB Control Number 1250-0005 Expires 07/31/2029 Why are you being asked to complete this form? We are a federal contractor or subcontractor. The law requires us to provide equal employment opportunity to qualified people with disabilities. We have a goal of having at least 7% of our workers as people with disabilities. The law says we must measure our progress towards this goal. To do this, we must ask applicants and employees if they have a disability or have ever had one. People can become disabled, so we need to ask this question at least every five years. Completing this form is voluntary, and we hope that you will choose to do so. Your answer is confidential. No one who makes hiring decisions will see it. Your decision to complete the form and your answer will not harm you in any way. If you want to learn more about the law or this form, visit the U.S. Department of Labor's Office of Federal Contract Compliance Programs (OFCCP) website at . How do you know if you have a disability? A disability is a condition that substantially limits one or more of your “major life activities.” If you have or have ever had such a condition, you are a person with a disability. Disabilities include, but are not limited to: Alcohol or other substance use disorder (not currently using drugs illegally) Autoimmune disorder, for example, lupus, fibromyalgia, rheumatoid arthritis, HIV/AIDS Blind or low vision Cancer (past or present) Cardiovascular or heart disease Celiac disease Cerebral palsy Deaf or serious difficulty hearing Diabetes Disfigurement, for example, disfigurement caused by burns, wounds, accidents, or congenital disorders Epilepsy or other seizure disorder Gastrointestinal disorders, for example, Crohn's Disease, irritable bowel syndrome Intellectual or developmental disability Mental health conditions, for example, depression, bipolar disorder, anxiety disorder, schizophrenia, PTSD Missing limbs or partially missing limbs Mobility impairment, benefiting from the use of a wheelchair, scooter, walker, leg brace(s) and/or other supports Nervous system condition, for example, migraine headaches, Parkinson's disease, multiple sclerosis (MS) Neurodivergence, for example, attention-deficit/hyperactivity disorder (ADHD), autism spectrum disorder, dyslexia, dysp #J-18808-Ljbffr