Sr Lead Product Manager - Risk Decisioning Platform

PayPal has been revolutionizing commerce globally for more than 25 years, creating innovative experiences that make moving money, selling, and shopping simple, personalized, and secure. PayPal empowers consumers and businesses in approximately 200 markets to join and thrive in the global economy. Job Summary At PayPal, real-time decision-making powers customer protection and global commerce. Our Risk Decisioning Platform drives fraud, credit, and compliance decisions, processing massive signal volumes in milliseconds. We are looking for a Lead Product Manager to own the strategy, roadmap, and execution for a core platform pillar, translating outcomes such as loss reduction, customer experience, efficiency, and revenue into grounded specifications and scalable solutions. Key Responsibilities Inputs to product strategy with cross‑functional stakeholders consistent with the shared vision for the product or enabling platform. Implements the architectural roadmap that balances innovative design and technical implementation, regulatory requirements, time‑to‑market, customer needs, and product profitability. Controls for the customer experience and customer needs in product requirements and as an input to decision making. Monitors metrics that inform the success of products including usability studies, research, and market analysis. Manages one or more workstreams to include analytics, customer discovery, market research, and competitive analysis to drive data‑driven decision‑making. Monitors product profitability measures, including budget. Participates in operational mechanisms that drive execution and accountability including Product Reviews, Operating Reviews, and Business Reviews. Interfaces with product and technology leadership as needed. Partners with content developers, data scientists, product designers, and user experience researchers. Minimum Qualifications 5+ years relevant experience and a Bachelor’s degree OR any equivalent combination of education and experience. Preferred Qualifications Experience building or managing products in the decisioning, recommendation engine, or real‑time scoring space (e.g., fraud scoring, credit underwriting, personalization platforms). Familiarity with feature stores, real‑time inference pipelines, rule engines, or A/B experimentation frameworks. Track record of driving platform adoption across multiple internal customer teams. Strong data intuition: ability to define and interpret platform metrics, run analyses, and translate findings into product decisions. Experience with agile delivery at scale, including cross‑team dependency management and milestone‑driven roadmap execution. Compensation Base pay ranges: San Jose, California ($196,500 – $291,500); Chicago, Illinois ($178,500 – $265,100); Austin, Texas ($178,500 – $265,100). Additional compensation may include an annual performance bonus, equity, or other incentive compensation. Benefits We offer comprehensive benefits including generous paid time off, healthcare coverage for you and your family, and resources to create financial security and support your mental health. Equal Employment Opportunity PayPal provides equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, pregnancy, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state, or local law. Reasonable accommodations are available for qualified individuals with disabilities. #J-18808-Ljbffr Segment (Twilio)