Global Payments Product Control - Associate

Senior Associate, Payments Product Control

You will work at the heart of a modern payments environment where finance, technology, and control converge to shape the future of banking. Join a fast-paced team as an Associate, a key member of Payments Product Control, delivering the future of "always on" payments. The role also has a clear growth dimension: building Kinexys Blockchain product knowledge, strengthening leadership and stakeholder management skills, and helping shape process and tooling improvements across Product Control. The Senior Associate is expected to operate with increasing autonomy and become a trusted partner to the business by owning deliverables and driving enhancements.

Job responsibilities:

• Deliver accurate and timely month-end close as part of the Kinexys Product Control team
• Prepare and analyses P&L and balance sheet, including clear commentary on drivers and movements
• Investigate, explain, and resolve variances, with root-cause analysis and remediation tracking
• Maintain a strong control environment, ensuring compliance with policies, standards, and P&L minimum requirements
• Perform key Product Control reconciliations, substantiations, and evidencing, with robust documentation
• Partner with Kinexys business, Payments F&BM, Technology, and Finance to align deliverables and outcomes
• Support new business initiatives and changes through impact assessments and requirements gathering
• Contribute to forecasting and outlook, including validating inputs, challenging assumptions, and explaining variances
• Support audits, risk reviews, regulatory changes, and continuous improvement across Product Control processes

Required qualifications, skills, and capabilities:

• 3+ Years relative experience
• Relevant Product Control or closely aligned finance experience within a financial services environment
• Proven ability to identify, assess, and escalate control and risk issues, with a strong governance mindset
• Strong analytical capability across P&L and balance sheet, translating movements into clear insights and actions
• Clear and confident written and verbal communication, including concise Product Control commentary
• Effective collaboration and stakeholder management across business, Operations, Technology, and Finance
• Ability to execute under pressure, manage tight close timelines, prioritize effectively, and influence without direct authority
• High attention to detail, disciplined control approach, and a growth mindset focused on continuous improvement and adaptability

Preferred qualifications, skills, and capabilities:

• Strong accounting fundamentals, with a recently qualified or part-qualified CPA / CIMA (or equivalent experience)

To be eligible for this role, you must be authorized to work in the United States. We do not offer any type of employment-based immigration sponsorship for this role. Likewise, JPMorgan Chase & Co. will not provide any assistance or sign any documentation in support of any other form of immigration sponsorship or benefit, including optional practical training (OPT) or curricular practical training (CPT).

About Us

JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans

About the Team

J.P. Morgan's Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world.