Loan Funding Specialist
IH Mississippi Valley Credit Union
Overview Join our team as a detail-oriented Loan Funding Specialist at IHMVCU! We are committed to providing exceptional financial services to our members and community. We believe in fostering a collaborative and supportive work environment where every team member can thrive. This role is located at our beautiful headquarters on River Drive in Moline, IL. The facility includes a comfortable office environment with an on-site gym facility. Summary of Position The Loan Funding Specialist is a key part of our loan operations, responsible for ensuring that consumer, mortgage, home equity and commercial loans are funded accurately and in full compliance with state, federal and secondary market regulations. As a Loan Funding Specialist, you'll fund new loans into the appropriate core systems, review loan files, verify closing conditions, and handle post-closing tasks to ensure every loan is completed smoothly. You'll work closely with Loan Officers, Closers, Indirect, Underwriting, Loan Servicing, Retail and Remote teams, as well as external partners like closing agents and vendor contacts. Strong attention to detail, clear communication and problem solving skills are essential to supporting compliance and delivering an exceptional member experience. Qualifications High school diploma or equivalent required. At least 2 years of loan experience or a combination of relevant education and experience. A commitment to accuracy and compliance, with strong decision‑making skills. Familiarity with credit union policies, procedures and products. Ability to manage multiple loans, deadlines, and tasks efficiently. Clear and professional communication with team members and external partners. Key Responsibilities Prepare and review loan documents to ensure accuracy and compliance, including loan agreements, vehicle title work, GAP, Warranty, and Debt Protection. Verify all underwriting conditions are met for consumer loan products. Fund and input consumer, mortgage, home equity and commercial loans in core systems with precision. Manage related processes, such as activating PMI policies, uploading insurance, and setting up tax monitoring. Ensure timely delivery of adverse action notices and proper archiving of contracts and disclosures. Support quality control efforts and assist with process improvements and system testing. Physical Requirements Sitting: Sedentary work involves sitting most of the time. Jobs are sedentary if walking and standing are required only occasionally, and all other sedentary criteria are met. Talking: Expressing or exchanging ideas by means of the spoken word; those activities where detailed or important spoken instructions must be conveyed to other workers accurately, loudly, or quickly. Hearing: Perceiving the nature of sounds at normal speaking levels with or without correction and having the ability to receive detailed information through oral communication and making fine discriminations in sound. Finger, handle, touch: Picking, pinching, typing or otherwise working, primarily with fingers rather than with whole hand or arm as in handling. Applying pressure to an object with the fingers and palm. Lifting Demands: Up to 10 lbs. Visual acuity to do things such as: preparing and analyzing data and figures; transcribing; viewing a computer terminal; extensive reading. #J-18808-Ljbffr IH Mississippi Valley Credit Union
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