Mortgage Loan Processor

Mortgage Loan Processor

Are you looking for a position with a work/life balance? Do you want to earn four weeks off during your first year of employment? Do you want low and no cost health insurance options? If you answered yes to any of these questions, you need to complete your application now. Work for the city you love!!! The Neighborhoods Department is actively seeking a Mortgage Loan Processor. Did you know as a City of Jacksonville employee, you would also have 12 paid holidays and a personal leave day as well? In addition to health insurance, dental, vision, life insurance and flexible spending plans are also available. City of Jacksonville employees are also eligible for Federal Student Loan Forgiveness after 10 years of public service and on-time payments.

This position reports to the Affordable Housing Assistant Administrator and is responsible for analyzing income information to include financial statements and verifications of employment. This is professional work in the preparation, review and coordination of legal documents pertaining to contracts and loans managed by the City in compliance with all federal, state, and local grant requirements. Work requires knowledge of financial principles, underwriting procedures, and federal, state, and local housing program regulations, which may be gained through a degree-granting program or equivalent training and practical experience. Contacts with others require skill in understanding and influencing people, which is important in resolving work-related problems. The work involves differing situations and requires the use of reasoning to formulate recommendations. Work is performed primarily in an office environment; however, field visits may also be required. Operates a motor vehicle, standard office equipment such as personal computer and copier. Physical demands are minimal but may occasionally require lifting and moving light objects. Work is performed under limited supervision wherein assignments are subject to established procedures, practices, precedents, methods, techniques, or well-defined policies. The worker determines priorities, then plans and organizes the work. Completed assignments are reviewed for compliance.

Examples of Work

• Collects, reviews, and analyzes documents necessary for the preparation of contracts, contract amendments, and loan transactional documents.
• Drafts, reviews, and revises legal and professional documents and coordinates contract execution; assists with closing as appropriate by preparing and delivering necessary documents and contracts.
• Gathers, organizes, and summarizes information relevant to legal issues.
• Works closely with legal counsel throughout the contract development and execution process.
• Acts as the liaison between the Division and the Office of General Counsel
• Tracks, monitors, and reports on active legal items including, but not limited to, legal requests, contracts and amendments, mortgage-related documents, foreclosures, bankruptcies, and litigation.
• Works closely with program staff to ensure that all appropriate regulatory requirements are included in the contract.
• Sets up and maintains files in an orderly and consistent fashion.
• Recognizes and resolves legal issues that may arise during the contract and lending processes, including issues that may have occurred during origination or post- closing of the loan and documents related to loan default.
• Maintains current understanding of the policies and procedures of Housing and Community Development Division (HCDD) and all programs administered through the Department.
• Operates standard office equipment such as personal computer using word, spreadsheet, database and other related software and copier.
• Demonstrates proficiency in the City of Jacksonville's competencies.
• Performs related work as required.

Knowledge, Skills and Abilities

• Knowledge of paralegal practices and procedures.
• Knowledge of legal principles, practices, and concepts, including legal terminology at a level normally acquired through formal legal training and associated experience.
• Knowledge of federal, state, and local housing program rules, regulations, policies, and procedures.
• Ability to develop and draft an array of legal documents, contracts, and other transactional documents.
• Exceptional ability to organize and prioritize numerous tasks and complete them within limited time periods.
• Ability to effectively communicate and interact with various departments and divisions within the city as well as outside the city possessing excellent verbal and written communication skills.
• Ability to operate standard office equipment such as a personal computer using word, spreadsheet, database, and other related software and copier.

Open Requirements/Supplemental Information

OPEN REQUIREMENTS:

• Four (4) years of education and/or experience in paralegal work, which includes at least two (2) years in a transactional environment.

OTHER REQUIREMENTS:

• The probationary period for this class is six months.

LICENSING/CERTIFICATION/REGISTRATION:

• Must possess and maintain a valid driver's license during employment in this class.
• Must qualify for, obtain, and maintain a City of Jacksonville public driver certification for employment in this class.

A FULLY COMPLETED ONLINE APPLICATION IS REQUIRED. Apply at Work history is required for all employment/volunteer work in which qualifications are being based. When meeting/basing qualifications on education, a copy of your college transcript, with your social blackout, is required with your application. U.S. transcripts do not need to be official, but must state your name, the school's name, classes taken, grades received, type of degree, and date degree was conferred. Transcripts outside the U.S. must be converted to U.S. standards.

The application system works best with Google Chrome or Edge with Chromium web browsers. Please try to apply using one of these browsers. To ensure you receive email notifications, be sure to make "View email address on click.appcast.io" a trusted sender. You may also track the status of your application and see notifications by logging into your account. For further information regarding the application process, please refer to the Frequently Asked Questions on the website.

Certain servicemembers and veterans, and the spouses and the family members of such service members and veterans, receive preference and priority, and certain servicemembers may be eligible to receive waivers for post-secondary educational requirements, in employment and are encouraged to apply for positions being filled.

If claiming veteran's preference, you must attach a DD-214 (Member Form-4 copy) or military discharge papers, or equivalent certification from the Department of Veterans Affairs listing military status, dates of service and character of discharge. You must also attach the Veterans Preference Certification Form and if applicable, the additional forms as noted here:

If a candidate believes he or she was not afforded the veteran's preference, he or she may file a written complaint, within sixty (60) calendar days upon receipt of notification of the hiring decision, requesting an investigation to:

Florida Department of Veterans Affairs

Attention: Veterans' Preference Coordinator

11351 Ulmerton Road, Suite 311-K

Largo, FL 33778-1630

Email: View email address on click.appcast.io

Benefits

The City of Jacksonville provides a wide array of benefits to meet the diverse needs of our employees. Our comprehensive benefit programs include medical, dental and vision plans; life insurance coverage for you and your dependents; flexible spending plans for medical reimbursement, dependent care, parking, and transit expenses; an employee assistance program for you and your dependents; a 457(b) tax-deferred compensation plan to supplement your retirement, and a ROTH IRA plan. We also provide an extensive wellness program that includes a health intervention program if qualified, lunch and learns, health fairs, and discounted gym memberships. Please visit the Employee Benefits website for details on all the plans we offer.