SVP Credit Group Leader | Hybrid Mumbai

Credit Group Manager - Senior Vice President

Job Req Id:

26947026

Location(s):

Mumbai, Maharashtra, India

Job Type:

Hybrid

Posted:

Mar. 16, 2026

Discover your future at Citi

Working at Citi is far more than just a job. A career with us means joining a team of more than 230,000 dedicated people from around the globe. At Citi, you’ll have the opportunity to grow your career, give back to your community and make a real impact.

Job Overview

Whether you’re at the start of your career or looking to discover your next adventure, your story begins here. At Citi , you’ll have the opportunity to expand your skills and make a difference at one of the world’s most global banks. We’re fully committed to supporting your growth and development from the start with extensive on-the-job training and exposure to senior leaders, as well as more traditional learning. You’ll also have the chance to give back and make a positive impact on where we live and work through volunteerism.

Shape your Career with Citi

We’re currently looking for a high caliber professional to join our team as Senior Vice President , Credit Group Manager - Hybrid (Internal Job Title: Credit Group Manager - C14) based in Mumbai, India. Being part of our team means that we’ll provide you with the resources to meet your unique needs, empower you to make healthy decisions and manage your financial well-being to help plan for your future. For instance:

• Citi provides programs and services for your physical and mental well-being including access to telehealth options, health advocates, confidential counseling and more. Coverage varies by country.
• Citi provides access to an array of learning and development resources to help broaden and deepen your skills and knowledge as your career progresses.

Citi continues to enhance its business control and governance framework by building out Institutional Credit Management (ICM), a first line of

defense business line, to house and consistently manage credit risk activities performed for Citi’s institutional clients. ICM’s objective is to provide integrated end-to-end credit underwriting, identification, measurement, management, and monitoring for wholesale credit across the enterprise. Within ICM, the Credit Underwriting function (“ICM UW” or “UW”) provides credit analysis, underwriting, and first line of defense credit approval for periodic / material transaction reviews, and any necessary subsequent credit monitoring across all institutional business including Corporate Banking, Services, and Markets relationships.

ICM Underwriting Staffers manage a team of UW analysts as well as a portfolio of relationships across [region / industry as applicable], being responsible for the continuous monitoring of that portfolio. That includes the production of annual reviews, quarterly reviews, and the support of ad-hoc transactions and portfolio & industry reviews and stress testing, in partnership with the Front Office business and Risk.

In this role, you’re expected to perform:

Executes, aligned with global and regional strategies, all responsibilities regarding underwriting,
including, but not limited to:
• Lead execution of credit approvals, prepares and leads discussions with Risk and escalation within 1LOD; underwriting and monitoring of a portfolio of corporate clients, from early origination discussions to the development of credit approval memos and senior approval forums
• Undertake comprehensive review of financial analysis, due diligence, projection modeling, stress testing, risk ratings and other in-depth analysis performed by junior resources (UW analysts)
• Provide Underwriting sign-off and recommendation for transactions requiring senior approval
• Has industry expertise and ability to discuss relevant macro and micro issues within coverage portfolio
• Partner with Front Office on structuring new transactions and negotiating legal documentation − Build strong working relationships with key partners in Banking, Risk and with key regulators, audit/control functions
• Lead credit conversation with both internal and external auditors related to coverage
• Manage direct reports, tracks workload and helps to find staffing solutions to bottlenecks and urgent deliverables in cooperation with Underwriters
• Lead the recruiting and onboarding processes where required
• Cultivate and guide analysts, fostering team strengths and address developmental areas

Risk Management Experience:
• Independently monitoring a portfolio of clients including (i) overseeing the timely and accurate production of credit approval memos and transactions and (ii) ability to clearly articulate recommendation to risk on credit reviews in both written and verbal communication
• Superior risk assessment skills, including problem recognition, defining, and structuring of solutions to credit related issues; strong technical skills
• Experience in and exposure to global credit risk management standards
• Ability to understand capital markets products and complex financing and product structures
• Ability to provide strategic insights and strong sensitivity to macro and regulatory issues
• Able to discuss and address issues associated with the allocation of risk assets and risk capital in partnership with banking and product organizations

Client Relationships / Business Partnership:
• Strong understanding of capital markets products and complex financing and product structures
• Navigates organizational complexity and breaks silos
• Creates and sustains a network of strong partnerships with the business in all segments geographies and other risk functions
• Provides well-reasoned, balanced assessments of risk/return trade-offs associated with transactions and client relationships
• Proven track record of partnering with global peers in leveraging and implementation of best practices

As a successful candidate, you’d ideally have the following skills and exposure:
• 10+ years risk/risk-related credit work experience in banking/financial institutions
• Proven ability to effectively engage with regulators and internal control functions including Internal Audit and Fundamental Credit Risk as well as with external audit
• Demonstrates strong ethics and integrity
• Ability to see the ‘big picture’ in a complex environment
• Can make decisions under pressure and short timeline
• Excellent verbal & written communication skills. Active listening skills.
• Excellent presentation skills – adept at presenting effectively to audiences of various sizes and various constituencies
• Bachelor’s/University degree or equivalent / Master’s degree preferred

This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.

Working at Citi is far more than just a job. A career with us means joining a family of more than 230,000 dedicated people from around the globe. At Citi, you’ll have the opportunity to grow your career, give back to your community and make a real impact.

Take the next step in your career, apply for this role at Citi today

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Job Family Group:

Risk Management

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Job Family:

Credit Risk

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Time Type:

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Most Relevant Skills

Analytical Thinking, Constructive Debate, Escalation Management, Financial Analysis, Policy and Procedure, Policy and Regulation, Product Knowledge, Risk Controls and Monitors, Risk Identification and Assessment.

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Other Relevant Skills

For complementary skills, please see above and/or contact the recruiter.

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