Commercial Loan Officer

Commercial Loan OfficerBased in the Capital Region (Albany and Surrounding Areas) Hiring range for this position: $85,807.98 to $107,259.98 annually. Actual pay will depend on experience. Position is Bonus eligible!The Opportunity - Commercial Loan Officer AmeriCU Credit Union is in search of a Commercial Loan Officer who aligns directly with our mission to provide our members with the right financial services to live life, dream big, and achieve financial success, and our vision to be the most admired organization in every community we serve. You will be responsible to promote and sell Credit Union products and services to potential and existing business members. Work with business owners, Chief Financial Officers or designated advisors in analyzing borrowers' financial and operating strategies to recommend credit solutions that meet their immediate and long-term capital needs, while following the guidelines established by the AmeriCU Commercial Lending Loan Policy.What You'll DoMaintains ongoing business relationships with current members in order to take advantage of additional cross-selling opportunities and solicit other new business.Makes outside sales calls on prospective members to assess needs and describe and sell products and services.Serves as a member of the sales team, makes group sales calls where these types of calls will improve the opportunity for new business development.Cross-sells, networks, and promotes AmeriCU services to the members of the community and positively represents AmeriCU (i.e. trade & service organizations).Requests and evaluates information provided by the business borrower necessary to initiate an underwriting request.Manages, maintains and services a loan portfolio that meets established lending requirements and maximizes profitability with acceptable risk. Maintains ongoing communication with members to remain current on operating strategies and related capital needs and obtains updated financial information as needed.Grow Your Career With Us! Whether you're building your career or expanding it, AmeriCU offers professional development, mentorship, and opportunities to advance. Our team values integrity, community impact, and excellent service — and we love helping employees build meaningful careers.Benefits You'll LoveCompetitive Medical, Dental & Vision coverageGenerous Health Savings Account contribution (with HDHP enrollment)Paid HolidaysPaid Time Off — Personal, Sick, and Birthday Time OffEmployee Appreciation Events401(k) with employer match (after 1 year of service)Employee Assistance ProgramTuition Reimbursement for full?time employees (after 1 year of service)Life Insurance & AD&D for full?time employees at no costEnhanced Short?Term Disability at no cost to youAmeriCU is a not?for?profit credit union based in Rome, NY with assets in excess of $3.0 billion and serving more than 180,000 members across Central New York, the United States, and beyond. For over 75 years, we have been committed to our members, our employees, and our communities.