Senior Credit Specialist

PBF Energy Inc. (NYSE:PBF) is one of the largest independent refiners in North America, operating through its subsidiaries, oil refineries and related facilities. We are seeking a talented Senior Credit Specialist to join our team as a pivotal member at PBF Energy, located onsite at our headquarters in Parsippany, NJ. Responsibilities Obtain and analyze credit reports and financial statements for new and existing customers to evaluate credit worthiness and mitigate financial risk. Negotiate and maintain credit mitigants such as parent company guarantees, standby letters of credit, and other forms of acceptable collateral, ensuring accurate, compliant, and timely renewal of documentation. Coordinate with traders and schedulers to approve product movements in real time based on current credit capacity and strict adherence to internal policies. Monitor assigned Accounts Receivable portfolio to identify overdue balances and communicate with customers to collect payments. Collaborate with internal departments (Commercial, Customer Care, Billing, and A/R) to resolve invoice disputes in a timely manner. Assist in preparing periodic reports for internal credit evaluations and strategic planning. Participate in continuous improvement initiatives to enhance processes that improve the department’s productivity and effectiveness. Perform special projects and other duties as assigned. Qualifications Bachelor’s degree in finance or a related field. 3+ years’ experience in commercial credit; knowledge of the petroleum industry is a plus. Strong proficiency in analyzing corporate financial statements and interpreting credit reports (e.g., D&B or third‑party rating agencies). Excellent communication (oral and written) and interpersonal skills with a tenacious, results‑oriented attitude and keen attention to detail. Proficient in Excel and other Microsoft applications (Outlook, Word, PowerPoint). Knowledge of SAP, SRA/Right Angle, and CubeLogic is a plus but not required. Position requires onsite location five days a week. Salary range: $72,815.60–$116,172.65. Compensation is determined based on scope, responsibilities, experience, and other factors. PBF offers a comprehensive benefits package that includes bonus eligibility, health care, retirement benefits, and paid time off. PBF Energy is an equal‑opportunity employer. We are committed to creating a diverse, inclusive environment. All qualified applicants will receive consideration for employment without regard to race, color, religious creed, sex, gender, gender identity or expression, sexual orientation, reproductive health decision making, national origin, ancestry, genetic information, physical or mental disability, medical condition, marital status, age, veteran and military status, or any other status protected by applicable law. We are committed to providing reasonable accommodations as required by law. #J-18808-Ljbffr PBF Energy