Business Process Owner Mid-Level- Bank

Why USAA?

At USAA, our mission is to empower our members to achieve financial security through highly competitive products, exceptional service and trusted advice. We seek to be the #1 choice for the military community and their families.

Embrace a fulfilling career at USAA, where our core values – honesty, integrity, loyalty and service – define how we treat each other and our members. Be part of what truly makes us special and impactful.

We are proud to support active-duty military spouses. USAA roles may offer remote or hybrid flexibility for active-duty military spouses consistent with applicable policy and business needs.

The Opportunity

As a dedicated  Business Process Owner Mid-Level-Bank , you will plan, direct and coordinate activities for moderately complex and complex processes, including problem definition, evaluation of requirements, design, testing, and implementation of business processes. Understand the process operating objectives, business rules, performance requirements, risks, and controls and interactions between dependent processes to minimize failures, eliminate redundancies, and control process performance necessary to achieve efficient, effective design and execution of the process. Supports alignment of process to overall experience strategy and vision.

We offer a flexible work environment that requires an individual to be  in the office 4 days per week. This position can be based in one of the following locations: San Antonio, TX, Plano, TX, Phoenix, AZ, Colorado Springs, CO, Charlotte, NC, or Tampa, FL. Relocation assistance is  not available for this position.

What you'll do:

• Applies knowledge of the business to understand customer gaps in performance, and develops, modifies, re-engineer’s customer specific process program plans in alignment with business deliverables and enterprise strategy to achieve the level of desired performance.

• Develops, sustains, and manages defined business processes through a structured approach as functional expert bringing diverse perspective to leverage multiple ways of thinking while developing end-user focused process solutions.

• Plans and coordinates the overall health of processes by developing control limits, monitoring key performance indicators, etc.

• Identifies, owns, executes, enhances, and aligns controls to mitigate operational and compliance risks as it pertains to owned processes.

• Assists in identification of business unit and business process risks across assigned activities.

• Develop communication plans for customers and internal stakeholders.

• Ensures alignment between internal stakeholders and customers across assigned business process projects and services using proactive communication and engagement strategies.

• Utilizes reporting, data, and analytics to measure process and project performance, adjusts services and operational activities, and inform key stakeholders.

• Stays current with emerging technologies and evaluates business processes to lead continuous process improvement efforts.

• Lead solution development including business case / benefits substantiation and drive business requirements for process improvement initiatives.

• Actively provides relevant business performance intel to progress the planning, research, analysis, development, and implementation of new and modifications to existing applications and processes to provide new or improved capabilities, products, and/or services.

• Ensure risks associated with business activities are effectively identified, measured, monitored, and controlled in accordance with risk and compliance policies and procedures.

What you have:

• Bachelor's degree; OR 4 years of relevant education and/or experience.

• 4 years business process execution/knowledge/experience, consulting, and/or process engineering/optimization.

• Experience in successfully applying quality management, process improvement, and problem-solving tools and methodologies.

• Hands on experience with process mapping and modeling and creating and validating process documentation.

• Understanding and application of process management standards and policies, and knowledge of applicable regulations and risk management practices.

• Demonstrated experience with utilizing various systems to collect and analyze data.

• Knowledge of federal laws, rules, regulations, and applicable guidance to include OCC Heightened Standards, BSA/AML, REG E, UDAAP/UDAP.

What sets you apart:

• 4 years of experience in banking operations or a related financial services role.

• Familiarity with backend banking systems and strong aptitude for learning to navigate and update them. Experience with Fiserv, ALS, or Fidelity is strong plus.

• Understanding of how name/address impacts downstream banking processes and products.

• Knowledge of banking regulations related to customer information (FCRA, AML/CIP).

• Emerging understanding of process management principles, including the importance of controls and procedures.

• Developing analytical and problem-solving skills to support the identification and resolution of process issues.

• Exposure to reporting tools and willingness to develop proficiency in process monitoring and data analysis.

• Effective communication and interpersonal skills, with the ability to engage with stakeholders and a willingness to build collaborative relationships.

• Possesses a foundational understanding of risk in banking operations and a willingness to develop risk management skills.

• High adaptability and a demonstrated aptitude to quickly learn new systems and processes.

• US military experience through military service or a military spouse/domestic partner.

Compensation range:  The salary range for this position is: $77,120 - $147,390 .

USAA does not provide visa sponsorship for this role. Please do not apply for this role if at any time (now or in the future) you will need immigration support (i.e., H-1B, TN, STEM OPT Training Plans, etc.).

Compensation: USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are paid within the salary range based on your experience and market data of the position. The actual salary for this role may vary by location.

Employees may be eligible for pay incentives based on overall corporate and individual performance and at the discretion of the USAA Board of Directors.

The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job.

Benefits: At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness. These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. Additionally, our career path planning and continuing education assists employees with their professional goals.

For more details on our outstanding benefits, visit our benefits page on USAAjobs.com.

Applications for this position are accepted on an ongoing basis, this posting will remain open until the position is filled. Thus, interested candidates are encouraged to apply the same day they view this posting.

USAA is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.