Product Director BaaS | , |

Product Director

Optum is a global organization that delivers care, aided by technology to help millions of people live healthier lives. The work you do with our team will directly improve health outcomes by connecting people with the care, pharmacy benefits, data and resources they need to feel their best. Here, you will find a culture guided by inclusion, talented peers, comprehensive benefits and career development opportunities. Come make an impact on the communities we serve as you help us advance health optimization on a global scale. Join us to start Caring. Connecting. Growing together.

Join us in Optum Bank, as a Product Director as we build intuitive and seamless financial services experiences that bring together customer centric design principles with financial services best practices to support consumers and providers in healthcare. Healthcare is at a pivotal point and creating and designing intuitive financial services experiences that allow consumers and providers to focus on care delivery, while managing their financial positions is crucial to overall wellbeing. This position will interact with multiple levels and will leverage deep financial services and product management expertise.

Primary Responsibilities:

• Strategy and Vision: Define and communicate a clear product strategy and vision for Optum Bank Commercial Deposit and Lending solutions; aligning with the overall organizational goals
• Product Development: Oversee the end-to-end product development lifecycle, from ideation to launch, ensuring the timely delivery of high-quality products
• Market Analysis: Conduct comprehensive market analysis, including competitive intelligence, customer insights, and industry trends, to identify opportunities and drive product innovation
• Roadmap Planning: Develop and maintain a product roadmap that outlines the prioritization, sequencing, and release plans for new features and enhancements, based on customer needs and business objectives
• Cross-Functional Collaboration: Collaborate closely with cross-functional teams, including engineering, design, marketing, and sales, to drive product execution, resolve challenges, and achieve business objectives
• Stakeholder Management: Build and maintain solid relationships with key stakeholders, including customers, partners, and industry experts, to understand their needs and gather feedback for continuous improvement
• Team Leadership: Lead and mentor a team of product managers, providing guidance, support, and fostering a culture of innovation, collaboration, and accountability
• Product Performance: Monitor and analyze product performance metrics, including usage data, customer satisfaction, and revenue growth, to identify opportunities for optimization and make data-driven decisions
• Regulatory and Compliance: Ensure regulatory compliance of Optum Bank products and services, data privacy requirements, and industry standards pertaining to banking and financial solutions

You'll be rewarded and recognized for your performance in an environment that will challenge you and give you clear direction on what it takes to succeed in your role as well as provide development for other roles you may be interested in.

Required Qualifications:

• 10+ years of experience with Product Management
• 5+ years of progressive experience in leading product management in the Financial Services industries
• 5+ years of experience within a highly matrixed organization
• 5+ years of comprehensive and detailed business analysis and requirement documentation skill
• Proven solid consultation, collaboration, negotiation, and influencing skills at senior leadership levels
• Demonstrated ability to communicate ideas clearly and concisely
• Demonstrated ability to take initiative, work independently, and manage multiple products
• Demonstrated ability to synthesize and leverage data and analytics to build the product value story
• Willing to travel up to 10%

Preferred Qualifications:

• Experience creating commercial account opening and servicing capabilities
• Experience creating lending origination and servicing capabilities
• Experience in 3rd party card issuance/settlement and alternative payment methods
• Experience with treasury cash management platforms for B2B organizations

Pay is based on several factors including but not limited to local labor markets, education, work experience, certifications, etc. In addition to your salary, we offer benefits such as, a comprehensive benefits package, incentive and recognition programs, equity stock purchase and 401k contribution (all benefits are subject to eligibility requirements). No matter where or when you begin a career with us, you'll find a far-reaching choice of benefits and incentives. The salary for this role will range from $134,600 to $230,800 annually based on full-time employment. We comply with all minimum wage laws as applicable.

At UnitedHealth Group, our mission is to help people live healthier lives and make the health system work better for everyone. We are committed to mitigating our impact on the environment and enabling and delivering equitable care that addresses health disparities and improves health outcomes - an enterprise priority reflected in our mission.

UnitedHealth Group is an Equal Employment Opportunity employer under applicable law and qualified applicants will receive consideration for employment without regard to race, national origin, religion, age, color, sex, sexual orientation, gender identity, disability, or protected veteran status, or any other characteristic protected by local, state, or federal laws, rules, or regulations.

UnitedHealth Group is a drug-free workplace. Candidates are required to pass a drug test before beginning employment.