Credit Analyst

What We Need #LI-TB1

Corpay is currently looking to hire a Credit Analyst within our Credit division. This position falls under our Cambridge line of business and is located in Toronto or Vancouver. You will assess market and credit risk, evaluate the creditworthiness of corporate clients, and ensure portfolio compliance within Corpay's risk policies. This role reports to the Credit Manager and involves close collaboration with Sales, Compliance, Legal, and Operations. You will report directly to Head of Group Credit and regularly collaborate you're your team and other departments.

How We Work

As a Credit Analyst, Corpay will set you up for success by providing:

• Assigned workspace in the Toronto or Vancouver office.
• Company-issued equipment

Role Responsibilities

The responsibilities of the role will include:

• Supporting the team in core risk management activities, including credit underwriting, operational credit review, receivables management, and portfolio monitoring.
• Conducting financial analysis and interpret financial statements to assess client creditworthiness.
• Collaborating with cross-functional partners-including Sales, Compliance, Legal, and Operations
• Preparing credit recommendations and, where authorized, approve credit within assigned limits.
• Contribute to new risk management initiatives, including the development and implementation of underwriting models.
• Ensuring existing client portfolios remain compliant with Corpay's risk policies and internal controls.
• Maintaining composure, sound judgment, and independence while working in a fast-paced, high-pressure environment.

Qualifications & Skills

• Minimum of 2+ years of experience with a Bachelor's degree in Finance, Economics, Accounting, or Business Administration (Master's preferred).
• Bachelor's degree in finance, accounting, or a related field, with strong academic performance.
• Professional designations such as CFA, CA, or FRM are considered strong assets.
• Proven experience in credit underwriting and credit risk management.
• Exceptional analytical skills and the ability to think independently.
• Experience in Foreign Exchange (FX) is a significant advantage.
• Excellent written and verbal communication skills.
• Strong attention to detail and organizational skills.
• Collaborative, proactive, eager to learn, and able to work effectively with stakeholders across the organization.
• Highly detail-oriented with strong organizational abilities and the capacity to work under pressure.

Benefits & Perks

• Comprehensive Benefits Package including, Medical, Dental, Vision and Paramedical benefits, as of day one

• Optional company match RRSP program

• Virtual fitness classes offered company-wide

• Time-off including major holidays, vacation, sick, personal, & volunteer time

• Discounted gym membership rate

• Philanthropic support with both local and national organizations

• Fun culture with company-wide contests and prizes

Equal Opportunity/Affirmative Action Employer

Corpay is an Equal Opportunity Employer. Corpay provides equal employment opportunities to all qualified applicants without regard to race, color, gender (including pregnancy), religion, national origin, ancestry, disability, age, sexual orientation, gender identity or expression, marital status, language, ancestry, genetic information and/or any other group status protected by federal or local law. If you require reasonable accommodation for the application and/or interview process, please notify a representative of the Human Resources Department.

Pay Transparency

This salary range is provided for locations which require such disclosure. Where a position or applicant may fall in a particular wage range depends on a number of factors including but not limited to skill sets, experience training licenses and certifications (if applicable), and other business and organization needs. The disclosed range has not been adjusted for the applicable geographic markets. At Corpay it is not typical for an individual to be hired at or near the top of the range for their role and compensation decisions depend on the facts and circumstances of each case. The estimate of the minimum and maximum salary range is CAD $65,000-$80,000 .

For more information about our commitment to equal employment opportunity and pay transparency, please click the following links: Canadian Human Rights Act - Grounds of Discrimination, Employment Equity Act (Canada) and BC Pay Transparency.

About Corpay

Corpay is a global technology organization that is leading the future of commercial payments with a culture of innovation that drives us to constantly create new and better ways to pay. Our specialized payment solutions help businesses control, simplify, and secure payment for fuel, general payables, toll and lodging expenses. Millions of people in over 80 countries around the world use our solutions for their payments.

At Corpay, we are committed to fostering an inclusive and respectful workplace where employees are valued for their diverse perspectives, experiences, and contributions. We believe that diversity, equity, and inclusion strengthen our teams, drive innovation, and support our continued success globally.

As part of our hiring process, offers of employment may be subject to the successful completion of pre-employment screening conducted by an authorized third-party provider, in accordance with applicable laws and Corpay policies. Screening requirements may include employment references, identity verification, criminal record checks, financial or sanctions screening, and other background checks relevant to the role and permitted by local law.

Notice to Recruitment Agencies and Search Firms: Corpay does not accept unsolicited resumes from agencies or search firms without a valid written agreement in place. Any unsolicited candidate submissions will become the property of Corpay, and no fees will be paid related to such submissions.

Learn more about Corpay:

Transparency & Compliance

Equal Opportunity Employer

Corpay is committed to providing equal employment opportunities to all applicants and employees. Employment decisions are made without regard to race, color, religion, sex (including pregnancy), gender, gender identity or expression, sexual orientation, national origin, ancestry, age, disability, marital status, genetic information, military or veteran status, or any other characteristic protected by applicable law. Corpay is committed to fostering an inclusive workplace where individuals are respected and valued for their diverse perspectives, experiences, and contributions. If you require reasonable accommodation during any part of the application or interview process, please notify a representative of the Human Resources Department.

Use of Artificial Intelligence in Hiring

Corpay may use artificial intelligence (AI) and other technology-enabled tools to support certain aspects of the recruitment process, such as application screening, candidate assessment, or interview scheduling. These tools are designed to enhance efficiency, consistency, and fairness throughout the hiring process. AI tools do not make final hiring decisions. All employment decisions involve human review. Corpay is committed to the responsible use of AI, including appropriate oversight and safeguards designed to support fair and unbiased outcomes.

Candidate Privacy Notice

For information about how Corpay processes personal information during the recruitment process, please review our Candidate Privacy Notice:

Pay Philosophy

Corpay is committed to fair, equitable, and transparent compensation practices. Compensation decisions are based on objective, job-related factors including skills, experience, qualifications, and market benchmarks. Where required by applicable law, salary or compensation ranges will be included in the job posting or provided prior to the interview process, where required by applicable law. Additional compensation elements such as bonuses, incentives, benefits, or variable pay may apply where applicable.