FVP, Portfolio Manager

Target Compensation : Axos Bank Target Range: $160,000.00/Yr. - $180,000.00/Yr. Actual starting pay will vary based on factors including, but not limited to, geographic location, experience, skills, specialty, and education. Eligible for an Annual Discretionary Cash Bonus Target: 17.5% and an Annual Discretionary Restricted Stock Units Bonus Target: 17.5%. These discretionary target bonuses may be awarded semi‑annually based upon achievement of performance goals and targets.

About This Job

The FVP, Portfolio Manager Lead will oversee and manage a team responsible for the ongoing monitoring, risk assessment, and performance of a portfolio of non‑real‑estate lender finance clients. This role is critical in ensuring credit quality, compliance with internal policies, and alignment with strategic objectives. The ideal candidate will have deep expertise in structured finance, asset‑backed lending, and lender finance transactions, with strong leadership and analytical skills.

Responsibilities

• Lead the management of a diverse portfolio of non‑real‑estate lender finance clients, including specialty finance companies, consumer lending platforms, and other non‑bank financial institutions.
• Ensure timely and accurate risk monitoring, covenant compliance, and performance reporting.
• Conduct in‑depth credit analysis and stress testing on underlying collateral and borrower performance.
• Identify emerging risks and recommend proactive mitigation strategies.
• Act as a mentor for the portfolio management team, fostering a culture of accountability and continuous improvement.
• Allocate resources effectively to meet portfolio objectives and deadlines.
• Serve as a key point of contact for clients regarding portfolio performance and risk‑related matters.
• Cultivate long‑term client relationships and identify product cross‑sell opportunities.
• Collaborate with credit, underwriting, and syndications teams to support new transactions and amendments.
• Ensure adherence to regulatory requirements, internal credit policies, and audit standards.
• Prepare and present portfolio reviews to senior management and risk committees.

Qualifications

• Bachelor’s degree in Finance, Accounting, Business, or related field; MBA or formal credit training preferred.
• 15+ years in commercial lending, structured finance, or portfolio management, with a focus on non‑real‑estate lender finance.
• Proven leadership experience managing teams and complex portfolios.
• Strong analytical and quantitative skills, including proficiency in financial modeling and risk assessment.
• Excellent communication, negotiation, and relationship management skills.
• Familiarity with regulatory frameworks and capital markets.
• Experience managing syndicated credit facilities in an administrative agent role.

Benefits

• Medical, Dental, Vision, and Life Insurance.
• Paid Sick Leave, 3 weeks’ Vacation, and Holidays (about 11 a year).
• HSA or FSA account and other voluntary benefits.
• 401(k) Retirement Saving Plan with Employer Match Program and 529 Savings Plan.
• Employee Mortgage Loan Program and free access to an Axos Bank Account with Self‑Directed Trading.

Equal Employment Opportunity

Axos is an Equal Opportunity employer. We are committed to providing equal employment opportunities to all employees and applicants without regard to race, religious creed, color, sex (including pregnancy, breast feeding and related medical conditions), gender, gender identity, gender expression, sexual orientation, national origin, ancestry, citizenship status, military and veteran status, marital status, age, protected medical condition, genetic information, physical disability, mental disability, or any other protected status in accordance with all applicable federal, state, and local laws.