Credit Products Commercial Portfolio Manager - Government & Institutional Banking

Job Description The Credit Products Commercial Portfolio Manager is a client‑facing role responsible for independently leading all aspects of the commercial credit process. The Portfolio Manager partners closely with Regions’ relationship managers to execute the bank’s commercial loan origination strategy by working directly with prospects, clients, and centers of influence to develop optimal financing structures. Primary Responsibilities Execute the bank’s commercial loan origination strategy by working directly with prospects, clients, and centers of influence to develop optimal financing structures to address borrowing needs Underwrite, structure, and document prospect and client transactions above a designated threshold, generally the most complex and largest of client relationships and circumstances Manage the assigned portfolio by monitoring performance and trends, proactively defining client credit solutions, identifying issues, and developing remediation and underwriting on a timely basis Ensure all credit process metrics are within prescribed tolerances Maintain accountability for risk evaluation and associated compliance requirements for AML, CRA/HMDA, Reg B, and other regulatory/compliance requirements within the assigned portfolio and for prospects Review interim new money requests for relationships managed up to a defined limit Requirements Bachelor’s degree in Finance, Accounting or a related field Three (3) years of experience in commercial underwriting Subject‑matter expert level understanding of accounting and finance, financial statement and cash‑flow analysis Preferences Completion of a major corporate credit training program (or equivalent corporate banking/corporate finance experience) Skills and Competencies Ability to work collaboratively with multiple stakeholders Strong analytical and problem‑solving skills Strong verbal and written communication skills Well organized, detail‑oriented, and ability to multi‑task Other Considerations This position may be filled at a higher level depending on the candidate’s qualifications and relevant experience Government & Institutional Banking experience preferred Position Type Full time Compensation Details Pay ranges are job specific and are provided as a point‑of‑market reference for compensation decisions. Other factors that directly impact pay for individual associates include: experience, skills, knowledge, contribution, job location and, most importantly, performance in the job role. As these factors vary by individuals, pay will vary among individual associates within the same job. Job Range Target: Minimum: $85,608.60 USD Median: $100,905.00 USD Incentive Pay Plans This role is eligible to participate in a discretionary incentive plan. Employees have the potential to receive a discretionary award based on performance against defined metrics and goals. Benefits Information Regions offers a benefits package that is flexible, comprehensive and recognizes that "one size does not fit all" for benefits‑eligible associates. Listed below is a synopsis of the benefits offered by Regions for informational purposes, which is not intended to be a complete summary of plan terms and conditions. Paid Vacation/Sick Time 401K with Company Match Medical, Dental and Vision Benefits Disability Benefits Health Savings Account Flexible Spending Account Life Insurance Parental Leave Employee Assistance Program Associate Volunteer Program Location Details Downtown Austin Location Austin, Texas Equal Opportunity Employer/including Disabled/Veterans #J-18808-Ljbffr Regions Financial Corporation