Bank Mortgage Loan Processor

Mortgage ProcessorThe Mortgage Processor reviews and verifies borrower documentation, organizes loan files, and prepares fully documented packages for underwriting with high accuracy and minimal conditions. The role focuses on pipeline management, member support, quality control, and timely file movement to ensure loans progress smoothly from application to closing.40%) Validate application data for completeness, accuracy, and eligibility across income, assets, employment, and credit requirements.(40%) Prepare and submit fully documented loan files for underwriting through automated and manual review workflows.(10%) Verify borrower information directly with employers, credit agencies, and third-party data sources using digital verification tools.(10%) Recommend workflow, automation, and policy improvements to enhance processing speed and accuracy.Performance Measurements:Must comply with government and other regulations affecting the credit union industry including, but not limited to, OFAC and the Bank Secrecy Act.Meets or exceeds performance expectations as described in Essential Functions and Responsibilities.Please refer to Annual Performance Goal document for remaining Performance Measurements.Education: (1) A two-year college degree, or (2) completion of a specialized certification or licensing, or (3) completion of specialized training courses conducted by vendors, or (4) job-specific skills acquired through an apprenticeship program.Interpersonal Skills: Work involves much personal contact with others inside and/or outside the organization for the purpose of first-level conflict resolution, building relationships, and soliciting cooperation. Skill and ability to use and operate a keyboard (typewriter), computer, calculator, fax machine, copier and telephone. Skill and ability to read and understand financial statements, contracts, applications, computer printouts, manuals and other related materials. Must have the skill and ability to use Microsoft Word and Excel.Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.Work Environment: Work is performed indoors in an office environment with normal potential for exposure to safety and health hazards. May periodically travel to other, similar sites. Benefits:Medical, Dental, Vision & Life Insurance401K with company matchPaid Time Off & Recognized HolidaysPaid Parental LeaveVoluntary Benefit Options (Life, Accident, Critical Illness, Hospital Indemnity & Pet)Employee Discounts Program (Travel, Tickets, Food & Grocery, & more)Volunteer HoursThis Job Description is not a complete statement of all duties and responsibilities comprising the position.