Realtors/Mortgage Professionals

Are you a progressive mortgage originator who would like to join and award-winning Community bank that has all the tools to sustain and grow your business?

Consumers National Bank is a progressive and dynamic organization that is expanding our mortgage markets. We are looking for a professional with mortgage origination experience to develop, solicit, and promote mortgage lending.

You will be a part of an environment where achievements are recognized, and personal and professional growth is encouraged. Our corporate culture fosters a collaborative approach to business decisions and decision making for the greater good of the organization and its customers. We work together to exceed our customers' and shareholders' expectations and to build lifetime relationships with them, our friends and neighbors. Join our Mortgage Team and join us in saying, “I make a difference”.

Background, credit and previous employment checks apply to all applicants. Consumers National Bank is an Equal Opportunity Educational Institution/Equal Opportunity Employer, which includes providing equal opportunity for protected veterans and individuals with disabilities.

Develop Business Referral Network through marketing, cold-calling, prospecting and networking activities.

Call on professional people affiliated with the real estate industry, i.e., Realtors, Builders, CPAs and Financial Planners, as well as develop and maintain internal bank referral networks with BDO and Managers.

Participate in community efforts to promote home ownership.

Loan Application Process

Serve as primary point of contact for customers in providing benefits, value and solutions to meet client goals.

Manage all aspects of originating and negotiating the terms of mortgage loans while advising the customer on all available loan options.

Collect and evaluate all client financial documentation and decide which products to recommend that will best serve the client’s needs/goals and documentation as required and submit a complete package into Mortgage Loan Processing per program guidelines.

Present appropriate bank products and programs and explain guidelines. Work with Mortgage Operations to ensure that loan quality meets program guidelines loan conditions are met, and communication to customers is on-going regarding loan status.

Utilize Loan Operations System (LOS) to check for notes and conditions

Minimum of 3 years of mortgage lending experience with FHA, VA, USDA and Conventional Loan experience

High School diploma with four year college degree in business related discipline preferred.

Fundamental understanding and knowledge of mortgage lending process, applicable regulatory requirements, loan documentation, and basic financial analysis required.

Sound customer service, listening, interpersonal, written, and oral communication skills.