Credit Banker

service, we invite you to apply online today.

The Universal Banker I combines the roles of a teller and seller to provide
You will serve as a
knowledgeable resource, assisting with a wide range of financial needs,
including account openings, transactions, loans, and other credit union
By building strong relationships, you’ll recommend appropriate
Compensation & Benefits: This position pays $23.00 per hour. Credit Union offers a competitive benefits package, including medical, dental,
to Georgia’s Own Credit Union, whether in person, over the phone, or
Receives and processes financial transactions including deposits,
withdrawals, check cashing, loan/credit card payments and loan advances,
Must be familiar with Credit Union policies and procedures in order to
effectively handle/direct problems, complaints, and special situations while
maintenance of member accounts, processing night depository transactions and
including but not limited to ATMs, Cash Recyclers, Debit Card Instant Issue,
Check Scanning, ITMs and Glory Teller Machines.

• corporate audits while complying with federal, state and local laws.
• Opens and closes Consumer and Business Membership accounts.
• Performs all duties necessary to help members with account maintenance and

Processes loan applications through appropriate system(s). documents.
* Assess each member’s financial needs through thoughtful, consultative
questions, and recommend deposit products (checking, savings, IRAs, CDs,
provide creative solutions to members’ needs, resolving issues and improving
their overall financial well-being.
* Document member interactions and financial needs in the IRM system, ensuring
credit union difference and how it benefits their membership, while ensuring
suitable loan products for members’ needs, including personal loans, auto
loans, and mortgages.
* Participate in ongoing training and development to enhance your skills in
universal banking, customer service, and compliance requirements.
* Ensure all financial transactions and loan applications adhere to the Credit
Union’s operational procedures, regulatory standards, and risk management
Provide inbound and outbound telephone services, as necessary to members

EDUCATIONAL AND WORK EXPERIENCE REQUIREMENTS:

* High school diploma and equivalent years of experience. Bachelor’s degree
One to three years’ experience in a financial branch environment or
experience comparable within the financial industry or a retail sales
Provide coverage at other branches when necessary and work Saturday rotation
Ability to communicate with members and others at all levels of the Credit
Union, in both written and verbal formats.
* Experience with the loan application process and standard or typical internal
operating policies and procedures.
* Knowledge of current industry offers, market trends, competitors, and Credit
Union lending and member service policies and procedures.
* Demonstrates the ability to interpret and apply financial information (e.g.,
credit scores, debt, assets, balances, payments, interest rates, etc.) judgment by gathering and applying relevant data to research and resolve
Working knowledge of Microsoft Word, Excel and Power Point software
applications.
* Credit, Drug
opinions and ideas from members, responds to internal customers
* flexible/open-minded; helps team leader to meet goals; Solicits performance
Dependability - Reliable to team and credit union; takes personal responsibility for job performance and
sets personal standards; Work Standards - Sets and maintains high performance standards; business, financial or otherwise.
* Employee will be in an office environment (well-lighted, heated, and
Clerical office duties on various forms of technology are required. accommodations may be made to enable individuals with disabilities to perform
requirements under the SAFE ACT, as well as the Credit Union’s policies and
employee’s part to ensure that NMLA registration pertaining to the SAFE ACT is
The employee must notify the Credit Union within 30 days of any
Georgia’s Own Credit Union is an equal opportunity employer and will not
disability, gender, national origin, race, religion, sexual orientation, veteran
status, or any classification protected by federal, state, or local law.
contractor or subcontractor is committed to taking affirmative action to employ
and advance women, minorities, disabled veterans, special disabled veterans,
veterans of the Vietnam era, and other eligible veterans.

are made without regard to sex, race, age, disability, religion, national