Mortgage Closer- Remote Position! - Remote

Mortgage Closer
Position Summary: The Mortgage Closer is responsible for coordinating all phases of loan closing and funding. The Mortgage Closer's is also responsible for preparing loan closing packages, communicating with all parties involved in the transaction, and ensuring that all paperwork is complete, accurate, and in compliance with legal regulations.
Essential Functions

Establish communication and follow-up to acquire title and closing related fees and details.
Review and update loan origination system data needed to populate closing disclosure for accuracy and completeness.
Complete key mortgage-related fields in our Encompass origination system.
Prepare initial Closing Disclosure and understand mortgage-related terms and types of programs. Conduct detailed review of all fees for accuracy.
Manage and resolve any concerns, problems, and documentation issues.
Advise all parties of any changes or issues that may occur to ensure high quality standards and customer service.
Complete all disbursement procedures for issuing of funds to attorneys/title company, any necessary refund checks, and release of escrow monies withheld.
Regular, reliable, and predictable attendance.
Marginal Functions

Comply with industry-related regulations, requirements, and state/federal laws as applicable to the job duties of this position.
Work with manager to cure failures.
Rework of CD when necessary.
Respond to and resolves technical and complex problems that arise.
Follow up on any deficiency requests by Shipping and Post-Closing to ensure timely procedure for loan funding.
Keep abreast of industry regulations and changes and recommend procedural changes to management.
Coordinate mortgage closing proceedings and maintain accurate closing schedules.
Maintain compliance with and adhere to all state and federal regulations and Bank policies and procedures, including, but not limited to Bank Secrecy Act, SAR, CTR, FACT ACT, Community Reinvestment Act, EEO, and fair employment practices.
All other duties as assigned.
Minimum Educational & Experience Requirements

High School diploma or equivalent required
Bachelor's degree in finance or relevant field preferred
Required to possess all applicable licenses
A minimum of 3 years' experience as a Loan closer/funder or similar role
Minimum Skill Requirements

Professional and effective verbal and written communications
In-depth knowledge of closing procedures, loan processes, documentation and current regulatory requirements affecting mortgage loans
High degree of detail orientation
Strong organizational skills
Ability to maintain a high level of confidentiality
Ability to work independently with minimal supervision
Proficient with MS Office
Physical Demands
In terms of an 8-hour workday, "occasional" equals 1% to 33%, "frequent" equals 34% to 66% and "continuous" equals 67% to 100%. However, some duties are performed monthly, annually or sporadically throughout the year and are essential functions. Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions of the position, if the accommodation does not impose an undue hardship that would require significant difficulty or expense.

Continuous stationary position, particularly, but not limited to, at a desktop computer
Continuous repetitive use of hands/arms; particularly concerning to typing, writing, phone & computer use
Continuous communication: verbal and written, in-person, phone and electronic
Work Environment

~ Office environment; remote and hybrid flexibility if determined by management.

Qualifications
Education

Required: High School or better.
Preferred: Bachelors or better in Finance.
Experience

~ Required: 3 years: Loan closer/funder or similar role.

Equal Opportunity Employer This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.