Remote Commercial Insurance Underwriter

Commercial Line Underwriter

Full-time

• Non-exempt (Hourly) or Exempt (Salaried)
• Monday – Friday
• Hybrid after 90 days – 3 days in office/2 days remote

DB Insurance is seeking a Commercial Line Underwriter to join our team. This role is open to both experienced professionals and entry-level candidates or individuals looking to transition into commercial underwriting. Exposure to Commercial Multi-Peril (CMP), Commercial Auto, Commercial Umbrella, or Workers’ Compensation is a plus. Underwrite and manage a portfolio of Commercial Lines policies, ensuring compliance with company guidelines and regulatory requirements
Analyze risk data of prospective insurance applicants to identify hazards and exposures for endorsements and renewals
Collaborate with the underwriting team to enhance knowledge of insurance processes, operational procedures, and underwriting best practices
Assess applications to determine whether to accept, modify, or decline accounts in alignment with underwriting guidelines
Monitor market trends, industry developments, and regulatory changes to adjust underwriting strategies accordingly
Review data accuracy and prepare monthly closing reports for each product line
Bachelor’s degree in Business, Finance, Insurance, or a related field, or equivalent experience
Proficiency in Microsoft Office Suite/Google Workspace applications and underwriting software
Experience in underwriting CMP, Commercial Auto, Commercial Umbrella, or Worker’s Compensation
Professional designations such as CPCU (Chartered Property Casualty Underwriter) or AU (Associate in Underwriting) are a plus
Medical (PPO), dental (PPO), vision (PPO), and life insurance covered 100% by the company and 50% for dependents

• 13 annual paid holidays
• Flexible Spending Account (FSA) & Dependent Care FSA
• Quarterly Fringe Benefit reimbursements
• Job-related training reimbursement
• Casual dress code

At DB Insurance USA, we carry forward a legacy of excellence that began in South Korea in 1962 and expanded to the U.Backed by the financial strength of a global powerhouse (AM Best Rating: With offices in California, Hawaii, New York, and Guam, we provide innovative insurance solutions tailored to protect your property, business, and livelihood. We are committed to fostering a culture of inclusion and innovation, ensuring exceptional service and peace of mind for every policyholder.