Managing Counsel - Remote work

Why join us the company is the intelligent finance platform that enables companies to spend smarter and move faster in more than 200 markets. By combining global corporate cards and banking with intuitive spend management, bill pay, and travel software, the company enables founders and finance teams to accelerate operations, gain real-time visibility, and control spend effortlessly. the company’s AI-native automation and world-class service eliminate manual expense and accounting tasks for customers so they can focus on what matters most. We’re committed to building a diverse team and inclusive culture and believe your potential should only be limited by how big you can dream. Legal at the company The Legal team helps the company grow responsibly, advocating for the company and for the thousands of growing businesses we serve. We provide strategic advice and guidance to all the company teams, protect the company, advise on risk, and represent the company externally, negotiating with partners and interacting with regulators. Reimagining the financial system in a highly regulated environment requires creativity and resourcefulness, and we welcome the challenge.

What you'll do You will help us build, globally scale, and continuously improve our bill pay product and adjacent payments offerings. You'll be a subject matter expert on money transmission and payments regulation, providing strategic advice on risk and regulatory ambiguity as we ship new features. Embedded with engineering, design, and product, you'll partner from the earliest stages of ideation through launch—translating complex regulatory requirements into practical product decisions and helping the team move fast without compromising on compliance. You'll also collaborate closely with cross-functional partners (including compliance, risk, marketing, sales, partnerships, and bank and payments-network relationships) to find creative solutions to business problems. You know how to break a project down into first principles and see it from concept to release, and you understand when to solve a problem in-house versus when to strategically and cost-effectively deploy outside counsel.

Where you’ll work This role will be based in our San Francisco office.We are a hybrid environment that combines the energy and connections of being in the office with the benefits and flexibility of working from home. We currently require a minimum of three coordinated days in the office per week, Monday, Wednesday and Thursday. As a perk, we also have up to four weeks per year of fully remote work!

Responsibilities Serve as the embedded legal partner to engineering, design, and product teams building bill pay and payments features, advising in real time as products are designed and built

Advise on the regulatory implications of product architecture, payment flows, fund movement, and feature design, helping teams make sound build-versus-defer decisions

Advise a variety of cross-functional partners on critical money transmission and payments regulatory questions

Track and analyze US state and federal money transmission laws, along with relevant international payments regulations, and help the company stay ahead of regulatory change affecting bill pay

Advise on product and marketing collateral, customer communications, and disclosures for bill pay and payments products

Draft, update, and maintain customer agreements, terms, and disclosures for bill pay and money movement products

Support licensing, bank partner, and payments-network requirements as they relate to product launches

Requirements 4+ years working experience in a combination of law firms and fintech companies, ideally advising on money transmission, payments, and money movement matters for regulated financial products

Familiarity with federal, state, and international money transmission and payments laws and regulations, including state money transmitter licensing, the Bank Secrecy Act/AML requirements, EFTA/Regulation E, NACHA operating rules, and required disclosures

Excellent written and verbal communication skills, both internal (memos, guides, presentations) and external (customer agreements, terms, disclosures, customer communications)

Law degree and admitted to practice in at least one jurisdiction

Willingness to be a team player who pitches in to help out on other products and topics; Bonus Points Prior in-house counsel experience at a scaling fintech, payments, or money movement company

Experience negotiating with or managing bank partner and payments-network relationships

Experience interacting directly with regulatory agencies

Depending on the position offered, equity and other forms of compensation may be provided as part of a total compensation package.

the company LLC is a wholly owned subsidiary of Capital One, N.J-18808-Ljbffr United States Digital Space LLC