Insurance Senior Product Consultant

Position Overview Porch Group is a leading vertical software and insurance platform that helps homebuyers move, maintain, and fully protect their homes through integrated home‑insurance and home services. Responsibilities Customize actions for the Texas markets to ensure successful implementation of new products, pricing, and underwriting. Identify detailed market dynamics and implement actions with functional partners to drive profitable growth. Go deep to win within the markets to achieve detailed outcomes for profitable growth. Maintain loss‑ratio discipline and risk tolerance while achieving growth in the assigned market. Ensure forecasts and business objectives account for current and likely market conditions. Develop risk‑management strategy and actions that can drive growth in this large Independent Agency market. Ensure effective management of catastrophe risk and concentration risk while achieving growth objectives. Analyze and understand key competitors and competitor strategies in the markets; share and utilize this information to develop effective initiatives. Build out additional competitive‑intelligence information and tools as needed. Regularly report on product performance and make data‑driven decisions to optimize results. Recommend KPIs and metrics to improve product performance tracking. Ensure all products meet customer needs and expectations; incorporate customer feedback into product development and improvement. Work closely with underwriting, marketing, sales, IT, and operations teams to ensure cohesive and effective product initiatives. Develop holistic solutions with senior leadership engagement. Ensure all products comply with relevant regulatory requirements and standards. Identify and develop cross‑functional processes that improve regional team dynamics while creating both efficiency and effectiveness. Qualifications Bachelor’s degree in Business, Marketing, Finance, Actuarial or related field; MBA or advanced degree preferred. Minimum 5+ years of experience in product management, actuarial, finance or related roles within the insurance industry (minimum 2+ in Texas homeowners insurance). Experience across multiple customer segments: Preferred, Standard, Non‑standard. Proven track record of successful product changes and strategic initiatives. Deep understanding of personal lines insurance and reinsurance, including trends, regulations, and competitive landscape. Team management experience and the ability to inspire and drive cross‑functional teams toward common goals. Excellent analytical and problem‑solving abilities with strong data proficiency. Exceptional verbal and written communication skills; ability to translate complex issues clearly to partners and stakeholders. Creative thinker with a passion for innovation and continuous improvement. Financial acumen. Regulatory knowledge. Customer focus. Benefits Traditional healthcare benefits include three Medical plan options, two Dental plan options, and a Vision plan to choose from. Critical Illness, Hospital Indemnity and Accident plans are offered on a voluntary basis. Pre‑tax savings options including a partially employer‑funded Health Savings Account and employee Flexible Savings Accounts (healthcare, dependent care, transportation). Company‑paid Basic Life and AD&D, Short and Long‑Term Disability benefits; voluntary Life and AD&D plans also available. Both traditional and Roth 401(k) plans available with employer match. Headspace as part of the employer‑paid wellbeing program (meditation, mental health coaching, clinical care, online resources). Brio Health as an employer‑paid wellbeing tool for quarterly wellness challenges. LifeBalance free resource for discounts on gym memberships, travel, appliances, movies, pet insurance and more. Wellness programs include flexible paid vacation, company‑paid holidays (typically nine per year), paid sick time, paid parental leave, identity theft program, travel assistance and fitness and other discounts. Pay range: $112,500–$157,500 annually; long‑term incentive awards subject to program guidelines. EEO & Legal Statements Porch Group is an Equal Opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex (including sexual orientation and gender identity), national origin, disability, protected veteran status, or any other characteristic protected by applicable laws, regulations, or ordinances. Porch Group is an E‑Verify employer. The E‑Verify system confirms eligibility with both the Social Security Administration and the Department of Homeland Security. #J-18808-Ljbffr Porch.com, Inc.